1615 162nd St, Centuria, WI, 54824
About This Home
Welcome to your dream lake retreat on beautiful Loveless Lake. Built in 2016, this thoughtfully designed custom home combines rustic Northwoods charm with modern comfort, creating the perfect getaway—or year-round residence. From the moment you step inside, you'll appreciate the durable tile flooring, ideal for lake living, and the soaring vaulted ceilings accented by stunning rustic beams that give the home its warm, inviting cabin feel. Every detail has been carefully designed and impeccably maintained, making this home truly move-in ready. Designed with entertaining in mind, the home offers 5 spacious bedrooms, an incredible bunk room, and accommodations for up to 22 guests. Whether you're gathering family for the holidays, hosting weekend lake adventures, or operating a short-term rental, there's room for everyone. Two full kitchens, along with a covered outdoor buffet and dining area complete with multiple electrical outlets for crockpots and serving stations, make entertaining effortless. Step outside and enjoy peaceful views of Loveless Lake, a quiet recreational lake known for excellent panfishing and relaxing days on the water. Located just minutes from the charming village of Balsam Lake and only about an hour from the Twin Cities, you'll enjoy the perfect balance of seclusion and convenience. The property also features an impressive 42' x 28' heated shop with 9-foot walls, providing endless possibilities for hobbies, boat and toy storage, a workshop, or additional entertaining space. There's even ample room for RV parking. Whether you're searching for a spectacular family lake home, a weekend escape, or a highly desirable investment property with outstanding short-term rental potential, this one checks every box. Rarely does a property offer this much space, flexibility, and opportunity—all in one unforgettable lakeside setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Finished area below ground: 1,656
- Finished area above ground: 1,776
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating,Radiant
- Cooling features: Central Air
Interior Area
- Total structure area: 3,552
- Total interior livable area: 3,432 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 006014160000
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 1776
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.63 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 0.627
Parking
- Total spaces: 3
- Parking features: Detached Garage,Gravel,Asphalt,Heated Garage,Insulated Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $414 | $4,968 |
| Property Taxes | $718 | $8,616 |
| Electricity | $322 | $3,869 |
| Total | $5,752 | $69,024 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $850,000 |
| 2006-07-21 | Sold | $53,500 |
View on Zillow