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2890 216th St, Luck, WI, 54853

2beds
1baths
895sqft
$264,900
$296price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

Turn-key lakefront living on beautiful Long Trade Lake in Polk County, Wisconsin. Long Trade Lake is known as an excellent fishing lake! This charming 2-bedroom, 1-bath home sits on 1.43 acres with over 100 feet of lake frontage and delivers the kind of relaxed, move-in-ready lifestyle. Step into the spacious porch and take in stunning water views overlooking a large, open yard — perfect for entertaining, bonfires, or simply unwinding. The home features a warm, light-filled interior, forced air heat, a gas fireplace, and a newer roof installed in 2024 for long-term peace of mind. Beyond the water, the location couldn't be better for outdoor enthusiasts. Both Luck Golf Course and Frederic Golf Course are just minutes away. Most furnishings are included, so you can be on the water from day one. Whether you're looking for a year-round residence or your next weekend escape, this Long Trade Lake property checks every box.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Luck Elementary SchoolGrades PK-57.6 mi
3/10
Luck MiddleGrades 6-87.6 mi
6/10
Luck High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 985

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 895
  • Total interior livable area: 895 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030002210000
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 605

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: East
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 120

Lot

  • Lot size: 1.43 Acres
  • Lot size dimensions: 120 x 354 x 243 x 426

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$134$1,608
Property Taxes $201$2,412
Electricity $171$2,054
Total$1,845$22,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 54853$229
Polk County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 54853
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$274,900
2025-09-26Listing removed$285,000
2025-07-07Listed for sale$285,000

For Sale by Agent

AgentBenjamin D Wheeler
BrokerageEXP Realty, LLC

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