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226 Birch St W, Amery, WI, 54001

3beds
2baths
676sqft
$199,000
$294price/sqft
$1,621/moest. monthly cost
$64,840/yrincome needed

About This Home

Opportunity and flexibility await with this up-and-down duplex in the heart of Amery! Whether you're looking for an investment property with rental income or envision converting it back into a spacious single-family home, this property offers endless possibilities. Both units feature their own washer and dryer hookups for added convenience. The upper level has been updated with new kitchen cabinets, countertops, and flooring. The lower level includes a new range and refrigerator, new kitchen cabinets and countertops, and new flooring in both the kitchen and bathroom. Outside, you'll enjoy a large backyard with plenty of space for gardening, entertaining, or recreation. Located just up the street from North Twin Lake Beach and a short distance to downtown shops, restaurants, parks, and amenities, this is an excellent opportunity to own a versatile property in a highly desirable location.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
Lien Elementary SchoolGrades PK-30.9 mi
10/10
Amery Middle SchoolGrades 6-81.2 mi
4/10
Amery High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Main Level,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 676

Heating

  • Heating features: Baseboard,Forced Air

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 676 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 201004830000
  • Zoning description: Residential-Multi-Family,Residential-Single Family
  • Foundation area: 1012

Features

  • Levels: Two

Lot

  • Lot size: 9,888 sqft
  • Lot size dimensions: 85 x 108

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$103$1,236
Property Taxes $341$4,092
Electricity $171$2,054
Total$1,621$19,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,577/yr
40% on housing$48,630/yr
45% on housing$43,226/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 54001$158
Polk County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 54001
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$199,000
2009-10-05Sold$45,000

For Sale by Agent

AgentTom Hartmann
BrokerageProperty Executives Realty

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