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9795 US Highway 50, Cotopaxi, CO, 81233

9beds
7baths
5,288sqft
$1,950,000
$369price/sqft
$11,475/moest. monthly cost
$459,000/yrincome needed

About This Home

River Place Retreat is a rare, fully furnished riverfront property set along the Arkansas River in Howard, just downriver from Salida. With over 250 feet of private frontage, it offers direct access to Gold Medal fly fishing and renowned rafting, creating an exceptional setting that is increasingly hard to find. Designed for flexibility, the property includes five villas accommodating up to 32 guests, making it well-suited for a variety of uses—whether as a private family compound, a legacy retreat, or an income-producing property with strong short-term rental potential. An owner can comfortably live onsite while maintaining privacy and utilizing the remaining units as desired. The setting is the true highlight—peaceful, scenic, and grounded in nature, with the sound of the river, expansive mountain views, and easy access to nearby Salida. Each unit is fully furnished with kitchens, linens, and essentials, allowing for immediate enjoyment or a seamless transition for future use. A central Gathering Room with bar seating, bathroom, and streaming TV creates a natural space for groups, retreats, or shared experiences. Additional features include a shared laundry room, owner’s lock-off storage, a children’s playhouse with electricity, and a large heated metal barn/workshop offering ample space for equipment, storage, or future possibilities. River Place Retreat is a unique opportunity to own a meaningful stretch of Colorado riverfront—ideal for those seeking a property that blends lifestyle, flexibility, and long-term legacy.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

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Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Metal
  • Construction materials: Brick,Frame,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Double Oven,Dryer,Microwave,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Trash Compactor,Washer
  • Laundry features: In Unit

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 7
  • Full bathrooms: 2
  • 3/4 bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 6
  • Main level bedrooms: 7

Bonus Room

  • Level: Main

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Dining Room

  • Level: Lower

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Suite,T&G Ceilings,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 5,288

Heating & Cooling

  • Heating features: Baseboard,Electric,Propane,Wall Furnace,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 5,288
  • Total interior livable area: 5,288 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Lower

Living Room

  • Level: Main

Mud Room

  • Level: Main

Property

Details

  • Parcel number: 78004040
  • Special condition: Standard
  • Exclusions: Sellers Personal Property.

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Deck,Front Porch,Patio,Wrap Around
  • Exterior features: Balcony,Barbecue,Dog Run,Fire Pit,Garden,Lighting,Private Yard,Rain Gutters
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Fencing: Full,Partial
  • Has view: Yes
  • View description: Mountain(s),Valley,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond,River Front,Waterfront
  • Residential vegetation: Grassed,Mixed,Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 3.30 Acres
  • Features: Landscaped,Many Trees,Meadow,Sloped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 8
  • Parking features: Circular Driveway,Concrete,Dry Walled,Lighted,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$631$7,572
Property Taxes $585$7,020
Electricity $399$4,790
Total$11,475$137,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$393,428/yr
40% on housing$344,250/yr
45% on housing$306,000/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 81233$268
Fremont County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 81233$190
Fremont County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$1,950,000
2020-10-29Sold$1,900,000
2011-02-07Sold$525,000

For Sale by Agent

AgentSusan Hughes
BrokeragePinon Real Estate Group LLC

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