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650 Oak Creek Ave, Florence, CO, 81226

5beds
2baths
0sqft
$368,900
--price/sqft
$2,430/moest. monthly cost
$97,200/yrincome needed

About This Home

5 bedroom 2 bath well cared for home in Rockvale with beautiful views of the mountains and abundant wildlife. Large enclosed patio for entertaining or just relaxing to watch the sunset or wildlife. 2 gas hookups on patio for your grills or heater for cold winter evenings. Exhaust hood/vent for a grill included. Garage is great for anyone who likes to work on vehicles. It has a 19 ft. pit and multiple air hookups and it is heated and cooled for year round enjoyment. Take a look at this home!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Fremont Elementary SchoolGrades PK-62.9 mi
3/10
Florence High SchoolGrades 7-123.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Alum/Vinyl/Steel,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Heating & Cooling

  • Heating features: Active Solar,Forced Air,Propane
  • Cooling features: Evaporative Cooling,Roof Mounted

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 66002870

Features

  • Patio & porch: Enclosed
  • Has view: Yes
  • View description: Mountain(s),View of Rock Formations

Lot

  • Lot size: 5,793 sqft
  • Features: Rural

Parking

  • Parking features: Attached,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$269$3,228
Property Taxes $110$1,320
Electricity $186$2,232
Total$2,430$29,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,314/yr
40% on housing$72,900/yr
45% on housing$64,800/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 81226$145
Fremont County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 81226$168
Fremont County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$368,900

For Sale by Agent

AgentOdessa L. Francis
BrokerageProperties Of Colorado Inc

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