521 W Main St, Florence, CO, 81226
About This Home
Experience the perfect blend of historic charm and modern convenience in this beautifully updated 2-bedroom, 2-bathroom, 1.5-story home, ideally located just two blocks from the heart of downtown Florence. Thoughtfully renovated while preserving its original character, this inviting home is truly move-in ready. The welcoming main level features a bright living room with a large picture window that fills the space with natural light. The adjoining dining area flows seamlessly into the kitchen, creating an ideal layout for everyday living and entertaining. Conveniently located on the main level are the laundry area and two tastefully updated bathrooms. Upstairs, you'll find two comfortable bedrooms, including a spacious primary bedroom complete with a built-in desk—perfect for working from home, studying, or vanity Recent updates include new flooring, fresh interior paint, updated windows, and a welcoming front deck that enhances the home's curb appeal. The gated front yard and cedar-fenced backyard provide privacy and security, while alley access offers additional off-street parking. The spacious backyard is ready for entertaining and family fun with a deck, a dedicated play area, and a large storage building for all your tools, outdoor gear, and seasonal items. Buy with confidence knowing the previous owner completed significant infrastructure improvements, including a 200-amp electrical panel, updated Romex wiring, a new underground gas main, new interior water lines, and updated PVC sewer piping. Enjoy the convenience of living within walking distance of Florence's charming shops, restaurants, art galleries, and community events. This delightful home combines timeless character, valuable modern updates, and an unbeatable location in one of Southern Colorado's most welcoming small towns.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1888
Materials
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Luxury Vinyl
- Fireplace features: None
- Attic: Access Only
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,041
- Total interior livable area: 1,041 sqft
Property
Details
- Parcel number: 61010400
Features
- Stories: 1
- Fencing: All
Lot
- Lot size: 3,484 sqft
- Features: Level,Landscaped
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Hail
- Winter Weather
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $64 | $768 |
| Electricity | $186 | $2,232 |
| Total | $1,494 | $17,928 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $208,500 |
| 2026-07-17 | Listed for sale | $215,000 |
| 2024-12-02 | Sold | $192,900 |
| 2024-11-12 | Contingent | $194,900 |
| 2024-11-12 | Pending sale | $194,900 |
| 2024-10-31 | Listed for sale | $194,900 |
| 2024-10-29 | Pending sale | $194,900 |
| 2024-10-18 | Price change | $194,900 |
| 2024-09-28 | Listed for sale | $199,900 |
| 2024-01-05 | Listing removed | $154,000 |
| 2023-12-26 | Contingent | $154,000 |
| 2023-11-20 | Listed for sale | $154,000 |
| 2021-07-19 | Sold | $117,000 |
| 2021-06-07 | Pending sale | $139,000 |
| 2021-05-20 | Listed for sale | $139,000 |
| 2018-08-13 | Sold | $55,000 |
| 2006-09-19 | Sold | $53,000 |
| 2006-05-18 | Sold | $37,500 |
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