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987 14th Trl, Cotopaxi, CO, 81223

3beds
2baths
1,216sqft
$275,000
$226price/sqft
$1,854/moest. monthly cost
$74,160/yrincome needed

About This Home

Opportunity is knocking in Cotopaxi! This 3-bedroom, 2-bath home on 4.79 acres offers space, views, and a head start on your next project. The nearly finished remodel just needs you to tie it up, with most of the materials already onsite and ready to be installed—saving you time, money, and hassle. Major updates are already underway, including a new steel roof and siding, new windows, new flooring, and new appliances—plus much more. A big portion of the heavy lifting is done, giving you the opportunity to step in and finish it to your taste while building instant equity. Inside, you’ll find a functional ranch-style layout with over 1,200 square feet, including a spacious living area, eat-in kitchen, and a primary suite with a large 5-piece bath. A wood-burning stove adds warmth and character, while the existing well, septic, and electric are already in place—making this a practical choice for year-round living or a weekend retreat. Step outside and take it all in… because did you see those AMAZING Pikes Peak views?? The property features a mix of meadow, trees, and open space with room for animals, RV parking, or future outbuildings. With no covenants and R-1 zoning, you’ve got the flexibility to truly make it your own. Tucked away on a private dirt road yet still accessible, this is the kind of place where you can spread out, finish what’s been started, and create something special—whether that’s a full-time home, getaway cabin, or investment project. If you’ve been looking for a property with built-in equity potential, major upgrades already started, and incredible views, this is one you don’t want to miss. Want to bring your animals? As about well augmentation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Cotopaxi Elementary SchoolGrades PK-510.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Alum/Vinyl/Steel,Masonite

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 9300005554

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),View of Pikes Peak

Lot

  • Lot size: 4.79 Acres
  • Features: Level,Meadow,Rural,Sloped,Wooded

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$196$2,352
Property Taxes $82$984
Electricity $186$2,232
Total$1,854$22,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,565/yr
40% on housing$55,620/yr
45% on housing$49,440/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 81223$148
Fremont County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 81223$198
Fremont County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$275,000
2023-05-05Sold$120,000

For Sale by Agent

AgentDawn M. Brooks-White
BrokerageReal Broker, LLC

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