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735 Koski Ln, Gwinn, MI, 49841

2beds
1baths
1,123sqft
$399,900
$356price/sqft
$2,769/moest. monthly cost
$110,760/yrincome needed

About This Home

Welcome to 735 Koski Lane - this beautiful lakefront home built in 2026 is move in ready - turn the key and start making cherished memories for years to come! Situated on beautiful Horseshoe Lake this thoughtfully designed 2 bedroom, 1 bath home offers seamless indoor-outdoor living and stunning lake views. The main level features an open concept floor plan highlighted by soaring ceilings with a dramatic wall of windows filling the home with natural light. The spacious living and dining area flow effortlessly into the well-appointed kitchen complete with stainless steel appliances, a farmhouse sink, solid surface countertops, and custom soft closed cabinetry that adds both charm and functionality. Also, on the main level you'll find a comfortable bedroom with convenient access to the full bath along with a main floor laundry area featuring a washer and dryer for added convenience. Upstairs a versatile loft provides the perfect space for a home office, reading nook or additional lounge area. The primary bedroom offers a large walk-in closet that can also serve as a bunk room providing flexible sleeping arrangements for family and guests. Horseshoe Lake is known for its excellent swimming and fishing opportunities making it an ideal destination for year-round enjoyment. Kayaks, canoes and the pontoon will fit nicely in the detached garage. Only a short commute to the city of Gwinn where you'll find shopping, dining and numerous professional services. Whatever you're looking for a peaceful retreat or active waterfront lifestyle this exceptional property delivers the best of both!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Gwinn High SchoolGrades 6-125.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Negotiable (Appliances),Electric Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Level: Main

Bedroom1

  • Level: Second
  • Area: 176

Bedroom2

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First
  • Area: 110

Features

  • High Ceilings,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,123

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,123
  • Total interior livable area: 1,123 sqft

Kitchen

  • Level: First
  • Area: 168

Living Room

  • Level: First
  • Area: 220

Office

  • Level: Second
  • Area: 108

Property

Details

  • Parcel number: 520555003600
  • Zoning: Residential
  • Zoning description: Recreational
  • Special condition: Private,Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Park/Greenbelt
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Lake/River Access,Waterfront,Beach Front,Interior Lake
  • Waterbody name: Horseshoe Lake
  • Frontage length: 51

Lot

  • Lot size: 9,583 sqft
  • Features: Deep Lot - 150+ Ft.,Dead End
  • Lot size dimensions: 51 x 190

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Marquette County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$230$2,760
Property Taxes $329$3,948
Electricity $188$2,259
Total$2,769$33,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,937/yr
40% on housing$83,070/yr
45% on housing$73,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 49841$123
Marquette County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 49841$111
Marquette County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$399,900
2023-04-24Sold$186,000
2023-03-07Pending sale$196,000
2023-03-07Contingent$196,000
2023-02-25Listed for sale$196,000
2022-12-09Listing removed--
2022-11-10Price change$196,000
2022-07-22Price change$215,000
2022-06-09Listed for sale$225,000

For Sale by Agent

AgentKELLIE A HILLIER-GENSCHAW
BrokerageRE/MAX 1ST REALTY

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