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310 Finch Street SE, Wilson, NC, 27893

1beds
1baths
886sqft
$84,900
$96price/sqft
$762/moest. monthly cost
$30,480/yrincome needed

About This Home

This is an opportunity to boost your investment portfolio! Renovated single family home featuring 1BR, 1BA, central heat and air on a large lot. Currently tenant occupied.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Vick ElementaryGrades K-50.4 mi
7/10
Forest Hills MiddleGrades 6-83.4 mi
5/10
James Hunt HighGrades 9-125.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • None
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 886
  • Total interior livable area: 886 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Details

  • Parcel number: 3721666992.000
  • Zoning: GR6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Chain Link
  • Living area range: 800 - 999

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 40 x 140 x 50 x 117

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Wilson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$55$660
Property Taxes $78$936
Electricity $200$2,405
Total$762$9,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,125/yr
40% on housing$22,860/yr
45% on housing$20,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 27893$95
Wilson County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 27893$141
Wilson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-03-13Listed for sale$84,900
2025-03-02Listing removed$84,900
2024-02-29Listed for sale$84,900
2021-04-09Sold$21,500

For Sale by Agent

AgentPenny Whitfield
BrokerageWhitfield Agency, LLC

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