See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

108 Gray Street NE, Wilson, NC, 27893

2beds
2baths
1,800sqft
$243,000
$135price/sqft
$1,810/moest. monthly cost
$72,400/yrincome needed

About This Home

Step inside 108 Gray St NE and discover a home filled with charm, character, and comfortable living space. From the moment you walk through the front door, you're greeted by inviting rooms with great natural light and a layout that makes the home feel open and welcoming. The living areas offer plenty of room for relaxing or entertaining, while the kitchen and dining spaces provide the perfect setting for daily meals or hosting friends and family. The bedrooms are well-proportioned, giving you flexibility for a primary suite, guest room, home office, or creative space. Outside, the large backyard offers endless possibilities -- gardening, play areas, outdoor gatherings, or simply unwinding in your own private setting. Located just minutes from downtown Wilson, this home gives you easy access to shopping, dining, and community events. Even better, the highly anticipated new minor-league baseball stadium is being built nearby, bringing exciting energy to the area. Back on the market due to buyer cancelling due to termites being found. The owner is in the process of having it treated by a licensed professional.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
1/10
Charles H Darden MiddleGrades 6-81.8 mi
4/10
Fike HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Nook

  • Level: Main

Dining Room

  • Level: Main

Features

  • None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 3722223968.000
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: see deed

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,228$14,736
Home Insurance *$159$1,908
Property Taxes $223$2,676
Electricity $200$2,405
Total$1,810$21,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,057/yr
40% on housing$54,300/yr
45% on housing$48,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 27893$94
Wilson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 27893$141
Wilson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$250,000
2026-03-12Pending sale$250,000
2025-12-09Listed for sale$250,000
2025-06-01Listing removed--
2025-03-03Listed for sale$263,900

For Sale by Agent

AgentKevin Larry Moore
BrokerageHTR Southern Properties

Similar Homes