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109 N Tyson Ln, Elm City, NC, 27822

1beds
1baths
0sqft
$39,000
--price/sqft
$458/moest. monthly cost
$18,320/yrincome needed

About This Home

Opportunity awaits with this nearly 0.49-acre parcel in Elm City, NC. The property includes an existing structure that is being sold as-is and may be best suited for removal, making this an excellent opportunity for redevelopment, a new homesite, or investment purposes. With approximately 21,126 square feet of land, the lot offers ample space for a custom home, outdoor amenities, or other improvements, subject to local zoning and permitting requirements. A valuable advantage of this property is the availability of public water and public sewer, providing added convenience and potentially reducing development costs. Located outside of a subdivision, the property offers increased flexibility and fewer restrictions than many neighborhood settings. Whether you're a builder, investor, or buyer seeking a blank canvas for your vision, this property presents an excellent opportunity to capitalize on a spacious lot with existing utility connections in a convenient Elm City location.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
6/10
Elm City MiddleGrades 6-80.2 mi
4/10
Fike HighGrades 9-125.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 3734991956000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 0.49 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Wilson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $197$2,364
Home Insurance *$23$276
Property Taxes $38$456
Electricity $200$2,405
Total$458$5,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,702/yr
40% on housing$13,740/yr
45% on housing$12,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 27822$182
Wilson County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 27822$154
Wilson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$39,000
2026-06-22Listed for sale$39,000
2025-09-02Sold$25,000

For Sale by Agent

Agentheidi Sanchez
BrokerageKeystar Realty & Management LL

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