109 E Monroe St, Rapid City, SD, 57701
About This Home
Listed by Tony Marshall, CINC Realty, 605-391-8669. Well performing investment property with each unit nearly 900 sqft + 2 car garage. Rents are $1,350 for the upstairs and the basement was recently rented for $1,335. Landlord pays for water and the tenants pay the rest. There are multiple other income properties that could potentially be sold with this property.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Basement
- Has basement: Yes
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: Wall Unit(s)
Property
Details
- Parcel number: 2131153020
- Zoning description: Unknown
Features
- Entry location: Community Entrance
- Exterior features: Balcony/Deck,Private Entrance
- Has view: Yes
- View description: City
Lot
- Lot size: 5,227 sqft
- Features: Level
Parking
- Parking features: Garage,Off Site,On Street
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Pennington County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance | $227 | $2,724 |
| Property Taxes | $308 | $3,696 |
| Electricity | $146 | $1,755 |
| Total | $2,324 | $27,888 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Listed for sale | $325,000 |
View on Zillow