420 E Watertown St, Rapid City, SD, 57701
About This Home
Charming, well-maintained 3 bedroom, 1 bath home with plenty of character and a functional layout. The living room and bedrooms feature beautiful hardwood floors, and all kitchen appliances stay with the home. Neutral paint throughout makes it move-in ready and easy to make your own. Enjoy the convenience of main-floor laundry, plus an extra room off the laundry area that would make a great home office, hobby space, or additional storage. The clean basement area offers even more room for storage. Outside, you’ll find a fully fenced yard and storage shed. A 1-car attached garage adds extra convenience to this quaint and inviting home. Listed by Ariel Rudland,West River Realty LLC 605-786-4816.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Site Built
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedroom2
- Level: Main
- Area: 90
Bedroom3
- Level: Main
- Area: 99
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Wood,Vinyl
- Number of fireplaces: 1
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Evap.
Interior Area
- Total structure area: 1,050
- Total interior livable area: 1,050 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 195
Master Bedroom
- Area: 99
Property
Details
- Parcel number: 2131326014
Lot
- Lot size: 5,227 sqft
Parking
- Total spaces: 1
- Parking features: One Car,Attached
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Pennington County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance | $150 | $1,800 |
| Property Taxes | $181 | $2,172 |
| Electricity | $146 | $1,755 |
| Total | $1,564 | $18,768 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $215,000 |
| 2021-03-09 | Sold | $158,400 |
| 2021-01-08 | Pending sale | $154,900 |
| 2021-01-07 | Listed for sale | $154,900 |
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