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233 Saint Patrick St, Rapid City, SD, 57701

2beds
1baths
848sqft
$189,500
$223price/sqft
$1,440/moest. monthly cost
$57,600/yrincome needed

About This Home

Charming and move-in ready, this 2-bedroom, 1-bath home in Rapid City sits on a spacious 0.24-acre lot, offering the perfect blend of comfort and outdoor space. Inside, you’ll find updated laminate flooring and fresh paint throughout, creating a clean, modern feel. The functional layout makes the most of the space, while large windows bring in great natural light. Step outside to a backyard with a wood privacy fence ideal for relaxing, entertaining, or giving pets and kids room to roam. A great opportunity for buyers looking for an affordable home with room to enjoy both inside and out.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

3/10
3/10
South Middle School - 36Grades 6-80.4 mi
2/10
Central High School - 41Grades 9-121.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range Oven
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 64

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: None

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 848
  • Total interior livable area: 848 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 165

Master Bedroom

  • Level: Main
  • Area: 77

Property

Details

  • Parcel number: 3712130002

Features

  • Patio & porch: Covered Patio
  • Fencing: Wood

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 1
  • Parking features: One Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $958$11,496
Home Insurance $132$1,584
Property Taxes $204$2,448
Electricity $146$1,755
Total$1,440$17,280

Income You'd Need if You Spent...

35% on housing$49,371/yr
40% on housing$43,200/yr
45% on housing$38,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 57701$183
Pennington County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 57701$187
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$190,000

For Sale by Agent

AgentBilly Hall
BrokerageBetter Way Half Fee Realty

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