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5740 W Highway 44, Rapid City, SD, 57702

4beds
4baths
2,860sqft
$725,000
$253price/sqft
$4,898/moest. monthly cost
$195,920/yrincome needed

About This Home

Location, Location, Location! Discover the perfect balance of seclusion and convenience in this ranch-style home, perched on 2 pristine acres overlooking the majestic Rapid Canyon. With over 2,000 square feet on the main level alone, this residence offers an expansive, airy layout designed to bring the beauty of the Black Hills right to your doorstep. The spacious kitchen serves as the heart of the home, featuring a functional center island that flows seamlessly into the formal dining room—perfect for hosting holiday dinners or brunches. Step into the striking two-level living room, where massive windows frame the canyon views like a living piece of art. The main floor hosts two generous bedrooms, each featuring its own private en-suite bath, ensuring comfort and privacy for guests or owners alike. A cozy family room leads directly to the main-floor laundry, offering a truly accessible living experience. The walk-out lower level provides the ultimate flexibility. It features two additional bedrooms (one with a private en-suite), plus a massive amount of unfinished square footage. Whether you envision a home theater, a personal gym, or a workshop, there is plenty of room to expand your footprint. Step onto the private deck off the kitchen to enjoy your morning coffee while overlooking the vibrant flower gardens. A detached two-vehicle garage is located just steps from the kitchen for easy access. The property features extensive paved parking, providing plenty of space for your RV, boat, or guest vehicles. Enjoy the peace of canyon living and the luxury of acreage, all while being just minutes from city amenities. This is more than a house; it is a retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
9/10
5/10
Stevens High School - 42Grades 9-122.2 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Basement,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick Veneer,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven Gas BI,Humidifier,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom

  • Features: Shower Only,Double Lavatory,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Bar,Formal

Features

  • Master Bath
  • Window features: Window Coverings-All
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Natural Gas,Propane,Baseboard,Forced Air
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 4,198
  • Total interior livable area: 2,860 sqft

Property

Details

  • Parcel number: 3718276001

Features

  • Fencing: None
  • Has view: Yes
  • View description: Hills,Trees/Woods,Canyon

Lot

  • Lot size: 2.36 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,RV Access/Parking,Detached,Two Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Wildfire
Ice Storm
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $427$5,124
Property Taxes $588$7,056
Electricity $218$2,621
Total$4,898$58,776

Income You'd Need if You Spent...

35% on housing$167,931/yr
40% on housing$146,940/yr
45% on housing$130,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 57702$295
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57702$205
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$742,000

For Sale by Agent

AgentGENE HENSLEY
BrokerageRE/MAX RESULTS

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