432 Lafferty Gulch Rd, Keystone, SD, 57751
About This Home
Listed with Jill VantHul, Black Hills Realty 605-593-3242. Welcome to your own piece of Black Hills history at 432 Lafferty Gulch Road. Tucked quietly among the pines and surrounded by Forest Service land, it was built in 1928 to house one of the engineers who worked on the construction of Mt Rushmore. You can walk the same trail to Mt Rushmore today that the engineer walked then. Over the last 20+ years this vintage cabin has been meticulously maintained and upgraded. Improvements: Septic Tank 1500 gal 2005 - Well 265 ft with buried supply line 2005 - Electrical updated 2009 - Windows replaced 2012 - Security System 2018 - Roof replaced 2020 - Deck/Railing 2022 - Foundation (Post & Pier) 2022 - Gravel Driveway resurfaced 2023 - Exterior Doors with blinds 2023 - Maintenance Free Siding & Trim 2023 - Fireplace tuck pointing 2024. Perfectly situated on leased Forest Service land in the central Hills and only minutes from the 1880 Train, Hill City, and Keystone. Don't miss your chance to own this iconic cabin near Keystone.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Foundation: Other
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Recreation On Leased Land
Interior
Appliances
- Appliances included: Refrigerator,Electric Range Oven,Microwave
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating
- Heating features: Electric
Interior Area
- Total structure area: 754
- Total interior livable area: 754 sqft
Living Room
- Area: 165
Master Bedroom
- Area: 176
Property
Details
- Parcel number: 7007400902
Features
- Patio & porch: Open Deck
Lot
- Features: Wooded,Borders National Forest,Lawn,Rock,Trees
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Pennington County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance | $129 | $1,548 |
| Property Taxes | $354 | $4,248 |
| Electricity | $146 | $1,755 |
| Total | $2,398 | $28,776 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $350,000 |
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