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3 Andy's Road, Stonington, ME, 04681

2beds
2baths
1,055sqft
$549,000
$520price/sqft
$3,728/moest. monthly cost
$149,120/yrincome needed

About This Home

Tucked into the heart of downtown Stonington's working harbor, this charming 2-bedroom, 1.5-bath home offers an authentic slice of Maine coastal living. Just over 1,000 square feet, the home welcomes you with an open kitchen and dining area, where a large picture window frames ever-changing harbor views--lobster boats, shifting tides, and glowing sunsets right from your table. Designed for both comfort and character, the layout maximizes space while maintaining a cozy, nautical feel. Step outside and you'll find a rare bonus: a dedicated waterfront workshop, perfect for hobbies, storage, or creative pursuits, all just steps from the water's edge. Connected to town sewer and water, this property combines the ease of in-town living with the rugged beauty of the working waterfront. Opportunities like this are few and far between--own a piece of Stonington where the harbor is your front yard.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Crawl Space

Bedroom1

  • Features: Closet
  • Level: First

Bedroom2

  • Features: Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,055

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,055
  • Total interior livable area: 1,055 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: STGTM07BB74
  • Zoning: Residential

Features

  • On waterfront: Yes
  • Waterbody name: Stonington Harbor
  • Frontage length: Waterfrontage: 97,Waterfrontage Owned: 97

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot,Open Lot

Parking

  • Parking features: Paved,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Ice Storm
Lightning
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $280$3,360
Property Taxes $428$5,136
Electricity $244$2,930
Total$3,728$44,736

Income You'd Need if You Spent...

35% on housing$127,817/yr
40% on housing$111,840/yr
45% on housing$99,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 04681$104
Hancock County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 04681
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$595,000

For Sale by Agent

AgentCaitlyn Porto
BrokerageThe Christopher Group, LLC

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