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415 Berry Ave, Ashland, KY, 41102

2beds
1baths
930sqft
$80,000
$86price/sqft
$738/moest. monthly cost
$29,520/yrincome needed

About This Home

Seller offering $2,000 buyer credit at closing for updates or furnishings! Welcome to Berry Avenue in Ashland, KY! This charming 2-bedroom, 1-bath home is a fantastic opportunity to own a move-in-ready home at an affordable price! Featuring a newer roof, furnace, and hot water tank and you’ll love the large fenced-in yard, spacious basement, and oversized attic that could easily serve as a 3rd bedroom, office, or bonus room. With so much potential and room to grow, this home is perfect for first-time buyers, downsizers, or investors! Even better? This property qualifies for USDA financing, which could mean little to no money down for eligible buyers! Don’t stay on the sidelines—homes at this price point don’t last long.Call or text today to schedule your private showing and see everything this property has to offer!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
2/10
Fairview High SchoolGrades 7-120.2 mi

Construction

Condition

  • Property condition: 50 or more Years

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 930

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 930 sqft

Property

Details

  • Parcel number: 022092201100

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 7,250 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$61$732
Property Taxes $119$1,428
Electricity $154$1,850
Total$738$8,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,302/yr
40% on housing$22,140/yr
45% on housing$19,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 41102$88
Boyd County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 41102$103
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$79,000
2026-08-05Price change$79,000
2026-07-13Price change$80,000
2026-07-02Price change$89,000
2026-06-23Price change$94,000
2026-06-17Listed for sale$99,000
2019-02-12Sold$47,000

For Sale by Agent

AgentMadison Slone
BrokerageThomas Realty Company

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