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1401 Bath Ave, Ashland, KY, 41101

6beds
4baths
4,768sqft
$570,000
$120price/sqft
$4,111/moest. monthly cost
$164,440/yrincome needed

About This Home

Own a piece of history with this beautiful Historic 1893 Home in Downtown Ashland, KY. Step back in time with this stunning, century-old residence located in the heart of Ashland’s historic district. Built in 1893 and proudly listed on the National Register of Historic Places, this beautiful home offers timeless charm combined with modern amenities. Property Highlights: Located in downtown Ashland, KY, close to UK King’s Daughters Medical Center Over 100 years of history and character Spacious 6 bedrooms and 3.5 bathrooms Elegant tall ceilings, intricate woodwork, and some tray ceilings Grand staircase and curved walls in the dining room and one bedroom Original hardwood floors and decorative fireplaces in many rooms Beautiful stained glass windows in areas of the home Large, flat yard perfect for outdoor activities Four porches, including a charming wraparound porch and screened porch Modern kitchen with commercial gas range and all appliances included Convenient butler’s pantry and laundry room with dual washers and dryers Additional Space & Features: Over 3,000 sq ft of unfinished space on the third floor Over 1,400 sq ft of unfinished walkout basement space Garage with 1,040 sq ft overhead — ideal for potential apartment for rental or guest quarters This historic home is full of charm and character, featuring some stained glass windows, curved walls, and original architectural details. It is being sold as-is and offers incredible potential for additional restoration and personalization. Don’t miss your chance to own a piece of Ashland history! Contact us today to schedule a private tour.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.70 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$478$5,736
Property Taxes $375$4,500
Electricity $376$4,518
Total$4,111$49,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,948/yr
40% on housing$123,330/yr
45% on housing$109,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 41101$98
Boyd County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 41101$110
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSheila M Marcum
BrokerageCentury 21 Advantage Realty

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