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13401 Longwood Ln, Goshen, KY, 40026

6beds
6baths
6,566sqft
$1,450,000
$221price/sqft
$10,093/moest. monthly cost
$403,720/yrincome needed

About This Home

Welcome to this beautifully maintained 6-bedroom, 5.5-bath home in one of the area's most desirable high-end neighborhoods, directly across from sought-after North Oldham Schools. Designed for everyday comfort and effortless entertaining, this home offers generous living spaces, thoughtful updates, and exceptional outdoor amenities. The immaculate outdoor areas create a true private retreat, featuring a stunning pool with a brand-new pool liner, inviting patio spaces with outdoor fireplaces, and beautifully kept grounds ideal for relaxing, hosting, and enjoying time with family and friends. Major updates including new windows and roofing add peace of mind and long-term value. Inside, the home offers an impressive layout with spacious bedrooms, multiple gathering areas. The garage is already equipped with an electric vehicle charging station, adding modern convenience for today's lifestyle. Located in a family-friendly neighborhood where kids and families walk throughout the community, this property combines luxury, location, and livability in a premier North Oldham setting.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
North Oldham High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 4
  • Fireplace: Yes
  • Finished area below ground: 2,355
  • Finished area above ground: 4,211

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Full Bathroom

  • Level: Second

Gym

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,211
  • Total interior livable area: 6,566 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0504F0128

Features

  • Stories: 2
  • Pool features: Association
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Other

Lot

  • Lot size: 1.01 Acres
  • Features: Corner Lot,Cul-De-Sac,Sidewalk,See Remarks,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$812$9,744
Property Taxes $1,432$17,184
Electricity $518$6,222
Total$10,093$121,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$346,045/yr
40% on housing$302,790/yr
45% on housing$269,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 40026$236
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40026$152
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,499,999
2022-06-10Sold$1,200,000
2022-05-13Pending sale$1,200,000
2015-07-02Sold$780,000
2008-04-17Sold$180,000

For Sale by Agent

AgentJustin M Merrick
BrokerageAgency Select Real Estate LLC

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