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11732 Paramont Way, Prospect, KY, 40059

5beds
5baths
6,350sqft
$1,695,000
$267price/sqft
$11,452/moest. monthly cost
$458,080/yrincome needed

About This Home

Quarry-Front Estate at Paramont with Private Dock, Multi-Level Entertaining Decks, and Deep-Water Access There is exactly one Paramont Quarry. One body of water in Oldham County whose ancient limestone walls drop straight into crystal-clear depths — private, and accessible only to a handful of homes in one of Louisville's most coveted communities. 11732 Paramont Way is on that water. And it owns the most dramatic position on it. The all-brick estate arrives via a sweeping circular drive, its 6350 square feet of custom-designed living arranged across multiple levels — each one oriented toward the quarry. Inside, the two-story great room opens beneath soaring ceilings and a cathedral arched window that frames nothing but sky and water. The formal dining room is an elegant, separate statement — tray ceiling, designer pendant, rich dark walls — built for occasions that deserve the full treatment. Two fully equipped kitchens make this home genuinely built for entertaining at every scale. The remodeled main-level chef's kitchen features ceiling-height white cabinetry with glass uppers, quartz countertops, a KitchenAid double wall oven, and gas cooktop — flowing directly into the Hearth Room with its stacked-stone fireplace and walnut open shelving. Step through to the breakfast room and the quarry appears in full: a wall of windows and French doors open directly to the upper deck, making every morning coffee feel like a private resort. The lower-level kitchen adds warm oak shaker cabinetry, a quartz peninsula with bar seating, and direct walkout access to the water-level entertaining deck. A dedicated study with floor-to-ceiling custom built-ins and plantation shutters anchors quiet focus on the main level. The primary suite is its own architecture: Palladian arched windows, a fireplace, wide-plank hardwood floors, a sitting area, and French doors to a private balcony suspended above the water. The suite commands the morning light in a way that makes it difficult to leave. Outside is where this property becomes impossible to replicate. Upper and lower composite decks connect through a staircase to a fire pit lawn, then descend — past the natural quarry rock face — to a private floating dock at the water's edge. This is not a view lot with water in the distance. This is direct access: kayaks, paddleboards, and boats launch from your own dock into one of the most striking private bodies of water in Kentucky. Paramont Estates residents enjoy exclusive membership to The Club at Paramont — indoor heated pool, tennis and pickleball courts, racquetball, fitness center, sauna, nature trails, and private event space. Award-winning Oldham County Schools, including Harmony Elementary. Minutes from US-42, the Paddock Shops, and an easy commute into Louisville via River Road or I-71. Private showings by appointment only. Contact the listing agent to arrange your tour — quarry-front positions in Paramont do not come available often, and this one is exceptional.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
10/10
North Oldham High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished,Walkout Part Fin

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Area

  • Level: Basement

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 4,550

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,550
  • Total interior livable area: 6,350 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Basement

Laundry

  • Level: First

Office

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Sitting Room

  • Level: First

Sitting Room

  • Level: Second

Property

Details

  • Parcel number: 0514C016

Features

  • Stories: 2
  • Pool features: Association,Community
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.72 Acres
  • Features: Covt/Restr

Parking

  • Total spaces: 4
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$668$8,016
Property Taxes $1,713$20,556
Electricity $501$6,017
Total$11,452$137,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,640/yr
40% on housing$343,560/yr
45% on housing$305,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$276
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$1,895,000
2025-08-22Listing removed$1,995,000
2025-07-18Price change$1,995,000
2025-06-12Listed for sale$2,100,000
2009-08-14Sold$855,000
2005-10-21Sold$825,000

For Sale by Agent

AgentDavid Yunker
Brokeragesimpler.realestate

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