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6115 Front St, Westport, KY, 40077

1beds
1baths
1,332sqft
$220,000
$165price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Don't miss this charming riverfront retreat in picturesque Westport, Oldham County — just steps from the Ohio River with breathtaking views from both levels! Whether you're looking for a weekend escape or a forever home, this well-maintained gem offers the best of both worlds. Enjoy uninterrupted river views from the spacious first-floor patio and the second-floor deck — perfect for relaxing, entertaining, or simply taking in the natural beauty around you. Step inside to a bright and open living space featuring a gorgeous, well-lit kitchen, a cozy family room with a stone-front fireplace, a dedicated dining area, and a convenient half bath — all thoughtfully designed for comfort and style. Upstairs, you'll find a huge multipurpose room with stunning river views, plus a spacious primary bedroom, full bath, large closet, and laundry area. Whether you're working from home, hosting guests, or just enjoying your own space, this home adapts to your lifestyle. Out back, the expansive yard provides plenty of room for outdoor fun fish right from your backyard, host summer gatherings, or simply relax and watch the boats go by. Located near Westport Mercantile & Café and Scamback Park. Also be sure to check out the public boat dock. This location offers charm, community, and convenience. Make this riverfront charmer yours the views, the setting, and the lifestyle are truly one of a kind.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
North Oldham High SchoolGrades 9-128.3 mi

Construction

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,332

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sitting Room

  • Level: Second

Property

Details

  • Parcel number: 1818A0112

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Privacy,Partial,Wood

Lot

  • Lot size: 0.31 Acres
  • Features: Flood Insurance Req,See Remarks

Parking

  • Parking features: Off Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$150$1,800
Property Taxes $239$2,868
Electricity $154$1,850
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 40077$105
Oldham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 40077$164
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$220,000
2026-03-12Listing removed$244,900
2025-11-13Price change$244,900
2025-10-08Listed for sale$254,900
2025-04-10Listing removed$259,900
2025-03-12Listed for sale$259,900
2017-09-25Sold$134,500

For Sale by Agent

AgentPamula K Owens
BrokerageRE/MAX Results

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