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6320 Jefferson St, Westport, KY, 40077

2beds
1baths
927sqft
$75,000
$81price/sqft
$667/moest. monthly cost
$26,680/yrincome needed

About This Home

Looking for a project with incredible potential near the Ohio River in the sought-after Oldham County School District? This 927 square foot home sits on just under an acre and is within walking distance to a boat ramp and park—making it an ideal spot for a full-time residence, weekend retreat, or even a riverfront boathouse getaway. While the home is in need of repairs and renovation, the spacious lot offers plenty of room for entertaining and parking all your boats, toys, and trailers. Don't miss this unique opportunity to create your own river haven—call today to schedule your private showing!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
North Oldham High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: None

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 927

Full Bathroom

  • Level: First

Interior Area

  • Total structure area: 927
  • Total interior livable area: 927 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1818A054

Features

  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 0.88 Acres
  • Features: Corner Lot,Flood Insurance Req,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$51$612
Property Taxes $83$996
Electricity $154$1,850
Total$667$8,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,868/yr
40% on housing$20,010/yr
45% on housing$17,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 40077$130
Oldham County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 40077$164
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-08Price change$75,000
2026-01-19Listed for sale$80,000
2026-01-19Listing removed$80,000
2025-12-15Price change$80,000
2025-10-14Price change$99,900
2025-09-25Listed for sale$109,900
2025-09-18Listing removed$109,900
2025-09-09Price change$109,900
2025-08-29Price change$114,900
2025-08-11Price change$119,000
2025-07-20Listed for sale$130,000
2024-08-16Listing removed--
2024-05-18Listed for sale$168,000
2024-01-04Sold$90,000
2023-03-07Listing removed--
2022-08-26Price change$80,000
2022-08-22Pending sale$70,000
2022-08-22Listing removed--
2022-08-05Pending sale$70,000
2022-07-23Listed for sale$70,000
2017-08-17Sold$65,000

For Sale by Agent

AgentStephannie Wilson
BrokerageNextHome Wilson Real Estate

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