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1602 Millicent Dr, La Grange, KY, 40031

4beds
4baths
3,222sqft
$525,000
$163price/sqft
$3,711/moest. monthly cost
$148,440/yrincome needed

About This Home

Welcome home to 1602 Millicent Dr! Nestled in the desirable Crystal Lake neighborhood in La Grange, this two-story home offers an open and inviting layout with hardwood floors throughout the main level and new flooring on the second floor. The spacious living area flows into the kitchen, which features stainless steel appliances, a large center peninsula with bar seating, ample cabinet and counter space, and a pantry closet. The adjoining dining area provides the perfect space for everyday meals or entertaining, while a conveniently located half bath completes the first floor. Upstairs, you'll find the primary suite with an attached ensuite bath and walk-in closet, along with three additional bedrooms, a second full bathroom, and a dedicated laundry room. The finished walkout basement expands the living space with a large family room, half bath, and a generous storage area. Finally, the attached two car garage provides secure parking and additional space for storage. Step outside from the kitchen to enjoy the deck overlooking the large, fully fenced backyard and one of the neighborhood's smaller lakes. The backyard includes a patio, storage shed, fire pit area, and plenty of room to relax or entertain. Additional highlights include spray foam insulation, two HVAC systems for year-round comfort and efficiency, and gutter guards for low-maintenance living. Crystal Lake residents enjoy access to the neighborhood clubhouse, playground, and the 70-acre main lake, with a community lake access point just down the street.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10
Oldham County High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Area

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 766
  • Finished area above ground: 2,456

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 3,222 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 47CL.200486

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Full,Chain Link

Lot

  • Lot size: 0.40 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$253$3,036
Property Taxes $550$6,600
Electricity $254$3,053
Total$3,711$44,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,234/yr
40% on housing$111,330/yr
45% on housing$98,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 40031$216
Oldham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 40031$169
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$525,000
2026-07-23Listed for sale$525,000
2023-02-10Sold$441,615
2023-01-06Pending sale$445,000
2022-12-15Contingent$445,000
2022-12-08Listed for sale$445,000
2013-04-15Sold$6,500

For Sale by Agent

AgentKyle Elmore
BrokerageWhite Picket Real Estate

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