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1203 E Moody Ln, Crestwood, KY, 40014

2beds
3baths
2,214sqft
$645,000
$291price/sqft
$4,347/moest. monthly cost
$173,880/yrincome needed

About This Home

Hobbyist or Multi Gen buyers, this is your dream come true!! This incredible property has been meticulously maintained since the seller built the home. Where to start! The main home is a fiber cement sided home with a metal roof. The HUGE front porch greets you as you approach the home. Inside you will find soaring ceilings with an open loft above and tongue and groove wood ceilings. The family room, dining area, and kitchen all have hardwood floors. The kitchen is a cooks dream with quartz counters, stainless appliances, and a HUGE island. The main floor primary bedroom is large and has a beautiful primary bathroom. The bath has heated floors, a walk in shower, and a great soaking tub as well as his and her closets. The second floor has a loft with built ins, a full bath with a gorgeous custom vanity. The second floor bedroom is large with beautiful molding work and built in dressers and a closet. The 2 car garage is heated and has hot and cold water hookups. Outside, wow, prepare to be impressed! The outbuilding is loaded! First you have two driveway entrances to pull just about any size boat, toy hauler, or camper and park. The building has three 10' overhead doors to the main shop that is heated and cooled. Plus there is a built in air compressor, shelving, a car lift that remain with the home. Attached is a full ADU (in-law suite) the unit has a living area large enough to accommodate a bed as well, a full kitchen, full bath, and laundry hook ups in the shop. There is also a fourth over head door that has a gravel floor for storage. You also have a 10'x63' storage area with a concrete floor across the back. Lastly, there is a parking area with gates to hide a boat, camper, or any other toys needing to be stored! This place truly is impressive and is absolutely one of a kind!!!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
9/10
9/10
Oldham County High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,214

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 2,214 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Loft

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 4800004F

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$235$2,820
Property Taxes $677$8,124
Electricity $174$2,098
Total$4,347$52,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,040/yr
40% on housing$130,410/yr
45% on housing$115,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 40014$219
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40014$193
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$645,000
2026-07-08Listed for sale$645,000

For Sale by Agent

AgentPatrick Pollard
BrokeragePollard Realty

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