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3270 Jackson Valley Rd, Ione, CA, 95640

4beds
3baths
2,603sqft
$2,360,000
$907price/sqft
$15,488/moest. monthly cost
$619,520/yrincome needed

About This Home

Welcome to Jackson Valley Ranch, a stunning 201 acre estate located in Ione, California. At the center of the ranch stands a spacious 4 bedroom, 3 bathroom 2,603 square foot home, built in 1977. Outside, you'll find a 2,500 square foot shop, a historic barn, and 45 acres of Cabernet grapes. The property also boasts 156 acres of bare land that spans across Jackson Creek, offering limitless possibilities for agriculture and unlimited recreation. With reliable surface water from the Jackson Valley Irrigation District, this land is well-equipped to support a variety of farming or ranching ventures. Additionally, a large solar array is in place to minimize electricity costs, providing both sustainability and energy efficiency.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Ione Elementary SchoolGrades K-63.9 mi
2/10
Ione Junior High SchoolGrades 6-810.8 mi
7/10
Argonaut High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Dishwasher,Microwave,Electric Cooktop
  • Laundry features: Sink,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,603 sqft

Kitchen

  • Features: Ceramic Counter

Property

Details

  • Parcel number: 005230009000
  • Zoning description: R1A
  • Special condition: Standard

Lot

  • Lot size: 201 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Wildfire
Heat Wave
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,933$143,196
Home Insurance *$1,018$12,216
Property Taxes $1,979$23,748
Electricity $558$6,698
Total$15,488$185,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$531,017/yr
40% on housing$464,640/yr
45% on housing$413,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$907This listing

vs Other Active Listings

Avg $/sqft

ZIP 95640$246
Amador County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 95640
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$2,360,000
2026-03-01Listing removed$2,599,000
2025-03-07Listed for sale$2,599,000

For Sale by Agent

AgentDrew Rotner
BrokerageRotner and Associates

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