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33 Ruger Rd, Petal, MS, 39465

2beds
2baths
1,216sqft
$119,000
$98price/sqft
$1,090/moest. monthly cost
$43,600/yrincome needed

About This Home

Welcome home to this beautifully remodeled 2-bedroom, 2-bath manufactured home located in the highly sought-after Petal School District. Featuring new mini-split systems for efficient heating and cooling, this home offers modern comfort and affordability. Relax and enjoy your mornings or evenings on the spacious front porch deck, perfect for entertaining or unwinding. Whether you're a first-time homebuyer looking for a move-in-ready property or an investor seeking to add a quality rental to your portfolio, this home is an excellent opportunity. Don't miss your chance to own this updated home in a great location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Petal Elementary SchoolGrades 3-45.6 mi
9/10
Petal Middle SchoolGrades 7-86.5 mi
10/10
Petal High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Aluminum/Vinyl Sdng

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Other

Features

  • Ceiling Fan(s)
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 10443400912

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Deck
  • Exterior features: Storage

Lot

  • Lot size: 0.76 Acres
  • Features: Irregular Lot,Subdivision
  • Lot size dimensions: 0.76 AC MOL

Parking

  • Parking features: None,Covered
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters in Forrest County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$228$2,736
Property Taxes $69$828
Electricity $192$2,304
Total$1,090$13,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,371/yr
40% on housing$32,700/yr
45% on housing$29,066/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 39465$130
Forrest County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 39465
Forrest County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Listed for sale$119,000
2025-01-26Listing removed$800
2025-01-16Listed for rent$800

For Sale by Agent

AgentBrian Schlautman
BrokerageReal Broker

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