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395 Fairley Rd, Lumberton, MS, 39455

2beds
2baths
1,570sqft
$265,000
$169price/sqft
$1,920/moest. monthly cost
$76,800/yrincome needed

About This Home

Peaceful country living on 4.68 acres! This property includes a 2016 mobile home that was reconstructed and added onto-- making it a spacious 2 bedroom/2 bath 1570 sq ft home with two living rooms, dining area, eat in kitchen, a welcoming front porch, and a relaxing back deck overlooking a scenic pond. The property includes a detached carport, a 40x40 shop for all your storage or hobby needs, and a 200 sq ft apartment with kitchenette and bath--perfect for guests, crafts, or home office. Enjoy the charm of established blueberry bushes and wide-open space to make your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
8/10
North Forrest High SchoolGrades 7-1229.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2016

Materials

  • Foundation: Raised,See Remarks
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Architectural style: See Remarks
  • Property subType: Residential,Mobile Home,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,570
  • Total interior livable area: 1,570 sqft

Property

Details

  • Parcel number: 1101 03012.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: See Remarks
  • Fencing: Partial,Fenced
  • Has view: Yes

Lot

  • Lot size: 4.68 Acres
  • Features: Views

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hail
Hurricane
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Forrest County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$235$2,820
Property Taxes $154$1,848
Electricity $192$2,304
Total$1,920$23,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,828/yr
40% on housing$57,600/yr
45% on housing$51,200/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 39455$213
Forrest County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 39455
Forrest County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$265,000

For Sale by Agent

AgentJessica F Lee
BrokerageCoastal Realty Group

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