See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5951 Ross Neck Rd, Cambridge, MD, 21613

5beds
3baths
2,184sqft
$599,900
$275price/sqft
$4,224/moest. monthly cost
$168,960/yrincome needed

About This Home

Completely renovated from top to bottom, this exceptional home sits on nearly 7 private acres in the highly sought-after Neck District of Dorchester County, offering the perfect blend of modern comfort and peaceful country living. A brand-new architectural shingle roof and thoughtfully redesigned open floor plan create a stunning great room where the kitchen, living, and dining areas flow seamlessly together—ideal for both everyday living and entertaining. The beautifully updated kitchen features new countertops, a ceramic tile backsplash, and all-new appliances. Additional improvements include updated bathrooms, all new flooring, wiring, lighting fixtures, and fresh landscaping throughout—no detail has been overlooked. The first floor offers two bedrooms and one full bath. Upstairs, the spacious primary suite includes a private bath and walk-in closet, along with two additional bedrooms and another full bathroom. Step outside to a generous rear deck overlooking the pond and large outbuilding—an inviting space to grill, entertain guests, or simply unwind under the stars while taking in the serene surroundings. The expansive property is surrounded by mature woods teeming with deer, turkey, and other wildlife, creating a true retreat where privacy and nature take center stage. A large metal outbuilding (45'x30') with a concrete floor provides endless possibilities for a home-based business, workshop, hobby space, or storage for boats and recreational equipment. Enjoy the quiet lifestyle of country living without sacrificing convenience—located less than 10 minutes from Cambridge. A rare opportunity to own a fully renovated home in a private, natural setting designed for both relaxation and recreation.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1992

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Has Laundry,Main Level,Laundry Room

Bedroom2

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 221
  • Dimensions: 13 X 17

Bedroom3

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Bedroom4

  • Level: Upper
  • Area: 220
  • Dimensions: 10 X 22

Bedroom5

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper
  • Area: 209
  • Dimensions: 11 X 19

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Features

  • Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Primary Bath(s),Walk-In Closet(s),Dry Wall
  • Window features: Double Pane Windows,Double Hung
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Breakfast Bar,Granite Counters,Eat-in Kitchen,Kitchen - Electric Cooking
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Laundry

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 60
  • Dimensions: 6 X 10

Living Room

  • Features: Flooring - Luxury Vinyl Plank,Wood Stove
  • Level: Main
  • Area: 364
  • Dimensions: 13 X 28

Primary Bedroom

  • Features: Flooring - Luxury Vinyl Plank,Walk-In Closet(s),Attached Bathroom
  • Level: Upper
  • Area: 260
  • Dimensions: 13 X 20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1008182272
  • Zoning: RRC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Boat Storage,Lighting

Lot

  • Lot size: 6.97 Acres
  • Features: Hunting Available,Wooded

Parking

  • Total spaces: 10
  • Parking features: Gravel,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Cold Wave
Drought
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$315$3,780
Property Taxes $595$7,140
Electricity $281$3,374
Total$4,224$50,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,822/yr
40% on housing$126,720/yr
45% on housing$112,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$151
Dorchester County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$699,900
2025-10-08Sold$368,000
2020-11-02Sold$325,000
2020-08-24Pending sale$379,900
2020-05-15Listed for sale$379,900

For Sale by Agent

AgentSharon Spedden
BrokerageSharon Real Estate P.C.

Similar Homes