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24390 Deep Neck Farm Ln, Royal Oak, MD, 21662

7beds
6baths
8,478sqft
$6,995,000
$825price/sqft
$44,932/moest. monthly cost
$1,797,280/yrincome needed

About This Home

Introducing White Swan Point, an exceptional Chesapeake waterfront estate offering one of the Eastern Shore's most commanding settings. Positioned at the confluence of Broad Creek and the Choptank River, the property enjoys nearly 5,000 feet of shoreline with sweeping western and southwestern vistas that capture spectacular sunsets, cooling summer breezes, and an ever-changing panorama of sailboats, yachts, and waterfowl. With close proximity to major metropolitan areas, this private waterfront retreat offers a rare combination of architectural quality, recreational opportunity, and lasting investment. Whether envisioned as a family compound, executive retreat, or waterfront residence for entertaining on a grand scale, the setting delivers an experience that is increasingly difficult to replicate along the Chesapeake Bay. Constructed in 2006 by its builder as their personal residence, the approximately 8,500 square foot home reflects enduring craftsmanship and design throughout. Seven ensuite bedrooms provide generous accommodations for family and guests, while soaring ceilings, three fireplaces, richly appointed living spaces, and a sunlit morning room create an atmosphere that is both elegant and welcoming. A distinctive turret crowns the residence, providing a remarkable vantage point from which to enjoy the sunset as it settles across Broad Creek. Outdoor living is at the heart of the estate. Expansive terraces, waterside porches, and beautifully landscaped gathering spaces transition naturally toward the shoreline, where the pool, pool house, outdoor kitchen, and riverfront fire pit become the backdrop for unforgettable evenings overlooking the water. Nearly every outdoor amenity has been carefully positioned to take advantage of the property's extraordinary western exposure and uninterrupted water views. For the boating enthusiast, the estate offers exceptional privacy and water access along Broad Creek, providing an ideal setting for cruising to St. Michaels, Oxford, Tilghman Island, and destinations throughout the Chesapeake Bay. Approximately 1,900+/- feet of stone revetment protects the prominent shoreline, while an additional 2,500+/- feet along the quiet waters of Bridge Creek remains preserved in its natural state, creating a diverse waterfront environment rich with wildlife and native vegetation. Beyond the residence, the property continues to offer remarkable flexibility. Approximately 13 acres are under cultivation with an additional 3.5 acres in pasture, presenting opportunities for equestrian pursuits, hobby farming, or simply preserving the estate's open landscape. A substantial 40-foot by 60-foot barn includes workshop space, equipment storage, and a second-floor caretaker or guest apartment, providing exceptional utility for managing the property or accommodating extended stays. White Swan Point represents far more than an extraordinary waterfront home. It is an opportunity to own one of Maryland's signature Chesapeake estates, where privacy, recreation, architectural quality, and timeless waterfront living come together in one exceptional offering.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2006

Materials

  • Foundation: Block,Crawl Space,Slab
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Central Vacuum,Range,Dishwasher,Disposal,Dryer,Ice Maker,Double Oven,Oven/Range - Gas,Refrigerator,Range Hood,Six Burner Stove,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Laundry Room,Mud Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Concrete,Unfinished

Bathroom3

  • Features: Jack and Jill Bathroom
  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedroom2

  • Features: Jack and Jill Bathroom
  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedroom4

  • Features: Attached Bathroom
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom5

  • Features: Walk-In Closet(s),Attached Bathroom
  • Level: Upper
  • Area: 308
  • Dimensions: 22 X 14

Bedroom6

  • Features: Balcony Access,Jack and Jill Bathroom
  • Level: Upper
  • Area: 192
  • Dimensions: 12 X 16

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Breakfast Nook,Flooring - HardWood,Balcony Access
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Dining Room

  • Features: Fireplace - Gas,Flooring - HardWood,Balcony Access
  • Level: Main
  • Area: 238
  • Dimensions: 17 X 14

Exercise Room

  • Level: Main
  • Area: 117
  • Dimensions: 9 X 13

Family Room

  • Features: Flooring - HardWood,Fireplace - Gas
  • Level: Main
  • Area: 270
  • Dimensions: 18 X 15

Features

  • Bar,Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Cedar Closet(s),Central Vacuum,Combination Kitchen/Living,Entry Level Bedroom,Exposed Beams,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Primary Bedroom - Bay Front,Walk-In Closet(s),9'+ Ceilings
  • Flooring: Engineered Wood,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 8,478

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 300
  • Dimensions: 15 X 20

Half Bath

  • Level: Main
  • Area: 36
  • Dimensions: 6 X 6

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Propane
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 8,478
  • Total interior livable area: 8,478 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen - Gas Cooking,Flooring - HardWood,Kitchen Island
  • Level: Main
  • Area: 391
  • Dimensions: 17 X 23

Laundry

  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Living Room

  • Features: Cathedral/Vaulted Ceiling,Fireplace - Gas,Flooring - HardWood,Lighting - Wall sconces,Balcony Access
  • Level: Main
  • Area: 391
  • Dimensions: 17 X 23

Mud Room

  • Level: Main
  • Area: 72
  • Dimensions: 8 X 9

Office

  • Features: Ceiling Fan(s),Recessed Lighting,Built-in Features,Flooring - HardWood,Crown Molding
  • Level: Main
  • Area: 288
  • Dimensions: 18 X 16

Other

  • Features: Balcony Access,Jack and Jill Bathroom
  • Level: Upper
  • Area: 208
  • Dimensions: 13 X 16

Other

  • Features: Wet Bar
  • Level: Main
  • Area: 153
  • Dimensions: 17 X 9

Other

  • Features: Wood Stove,Flooring - Ceramic Tile,Balcony Access
  • Level: Main
  • Area: 323
  • Dimensions: 19 X 17

Primary Bathroom

  • Features: Soaking Tub,Flooring - Ceramic Tile,Bathroom - Walk-In Shower,Crown Molding,Lighting - Pendants,Lighting - Wall sconces
  • Level: Main
  • Area: 396
  • Dimensions: 33 X 12

Primary Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Flooring - Carpet,Walk-In Closet(s),Balcony Access
  • Level: Main
  • Area: 368
  • Dimensions: 23 X 16

Sitting Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 304
  • Dimensions: 19 X 16

Sitting Room

  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2102116324
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Gunite,Private
  • Patio & porch: Deck,Patio,Terrace
  • Fencing: Partial,Wire
  • Has view: Yes
  • View description: Bay,Panoramic,Scenic Vista,Water
  • Has water view: Yes
  • Water view: Bay,Water
  • On waterfront: Yes
  • Waterfront features: River
  • Frontage length: Water Frontage Ft: 4300
  • Horses can be raised: Yes

Lot

  • Lot size: 33.18 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Faces Side,Gravel,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $35,370$424,440
Home Insurance *$2,838$34,056
Property Taxes $5,644$67,728
Electricity $1,080$12,961
Total$44,932$539,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,540,525/yr
40% on housing$1,347,960/yr
45% on housing$1,198,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$825This listing

vs Other Active Listings

Avg $/sqft

ZIP 21662
Talbot County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 21662$417
Talbot County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$5,850,000
2026-05-06Listed for sale$6,995,000
2026-02-03Listing removed$8,250,000
2025-10-04Listed for sale$8,250,000

For Sale by Agent

AgentCoard Benson
BrokerageBenson & Mangold, LLC

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