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122 SW Scott Pl, Lake City, FL, 32024

4beds
2baths
2,530sqft
$559,900
$221price/sqft
$4,035/moest. monthly cost
$161,400/yrincome needed

About This Home

Almost new (C.O. issued 9/2024) executive home on .75 acres in highly desirable Russwood Estates with no HOA! Large primary suite, with a walk-in closet and spa like bathroom with soaker tub and wheelchair accessible shower. All secondary bedrooms are large 14’ x 12’ with large closets. Constructed with Hardiboard siding, stem wall foundation, spray foam roof insulation making the house energy efficient. The kitchen boasts Frigidaire Gallery stainless steel appliances with an induction stove with air fryer built in! Professionally designed kitchen features pull out drawers, corner lazy Susans, crown molding and light rail with under cabinet lighting. Quartz countertops and custom backsplash. Front and rear porches feature porcelain tile for easy cleaning and a brick like look. Large laundry area opens to a mud room with food pantry. The home is complete with a new 10’ x 16’ shed. Close to all of the amenities of Lake City, this home offers easy access to Gainesville and Jacksonville via I-75.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Lake City Middle SchoolGrades 7-83.4 mi
3/10
Columbia High SchoolGrades PK,9-124.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Disposal,Washer,Dryer,Electric Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet,Open Floorplan,Quartz Counters
  • Window features: Vinyl
  • Flooring: Carpet Vinyl,Carpet,Porcelain Tile

Heating & Cooling

  • Heating features: Heat Pump Air to Air
  • Cooling features: Heat Pump Air to Air

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,530 sqft

Property

Details

  • Parcel number: 104S1602853419
  • Zoning: Res
  • Special condition: Broker Owned

Features

  • Levels: One
  • Patio & porch: Front Porch,Covered
  • Exterior features: Termite Control,Rain Gutters Partial Roof,Shrubbery,Flowers
  • Fencing: Vinyl

Lot

  • Lot size: 0.75 Acres
  • Lot size dimensions: 32,670

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Carport,Garage Door Opener
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$370$4,440
Property Taxes $580$6,960
Electricity $254$3,055
Total$4,035$48,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,342/yr
40% on housing$121,050/yr
45% on housing$107,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 32024$175
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32024$190
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$559,900
2024-11-19Listing removed$519,000
2024-09-13Listed for sale$545,000
2023-11-15Sold$37,500
2023-10-19Contingent$39,900
2023-07-10Price change$39,900
2023-05-02Listed for sale$44,500
2022-06-17Sold$42,500
2022-05-14Listed for sale$44,000
2021-01-01Listing removed$38,500
2019-07-30Listed for sale$38,500

For Sale by Agent

AgentPeter Lev
BrokerageExceptions Realty, LLC

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