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3261 Highway 12 N, Ashland City, TN, 37015

0beds
--baths
900sqft
$325,000
$361price/sqft
$2,096/moest. monthly cost
$83,840/yrincome needed

About This Home

12-acre opportunity with over 300 feet of Highway 12 N frontage in Ashland City. Currently zoned agricultural, this property offers outstanding potential for a developer, investor, business owner, or buyer looking to build a private homestead with room to spread out. Per seller information, the city may allow rezoning to R-1 residential or C-1 commercial, opening the door for multiple possible future uses. City water and electricity are available at the street, and the property is located in the county, so there are no city taxes. The mobile home on the site is uninhabitable. Property is being sold for the land only. With strong road frontage, convenient access, and a flexible land profile, this tract is well positioned for residential development, commercial use subject to rezoning approval, or a peaceful small-acreage retreat. Bring your vision and explore the possibilities in one of Middle Tennessee’s growing corridors. Buyer and buyer’s agent to verify all zoning, rezoning potential, utilities, road frontage, soil/septic suitability, permitted uses, and development requirements with the appropriate county and/or municipal planning authorities.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
7/10
Cheatham Middle SchoolGrades 5-86.5 mi

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Features

  • High Speed Internet
  • Flooring: Carpet
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 028 04200T001
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full

Lot

  • Lot size: 12 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $149$1,788
Property Taxes $129$1,548
Electricity $175$2,103
Total$2,096$25,152

Income You'd Need if You Spent...

35% on housing$71,862/yr
40% on housing$62,880/yr
45% on housing$55,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 37015$315
Cheatham County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 37015$214
Cheatham County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-20Listed for sale$325,000

For Sale by Agent

AgentJohn Barrs
BrokerageKeller Williams Realty

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