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12416 280th Ave NW, Zimmerman, MN, 55398

5beds
3baths
2,400sqft
$429,500
$179price/sqft
$2,931/moest. monthly cost
$117,240/yrincome needed

About This Home

Nicely updated 5 bedroom, 3 bath split entry home with walkout, with a great view, overlooking a pond and wooded back yard. Some of the highlights of this home is the 3.58 wooded lot, complete with pond and wildlife. This home has new flooring, new paint, a brand new central AC, new wood trim, a brand new stainless steel range and a rebuilt deck. It also has a attached 2 car garage with a fairly new heater in it and in the yard it has a childrens play set and also a 12x11 metal storage shed. If you are looking for a country home , come take a look at this one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
6/10
Princeton Middle SchoolGrades 6-87.3 mi
6/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Trash Compactor,Washer
  • Laundry features: Gas Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Bathroom

  • Level: Main
  • Area: 35
  • Dimensions: 5x7

Bathroom

  • Level: Lower
  • Area: 54
  • Dimensions: 9x6

Bedroom

  • Level: Main
  • Area: 182.25
  • Dimensions: 13.5x13.5

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Lower
  • Area: 171
  • Dimensions: 18x9.5

Bedroom5

  • Level: Lower
  • Area: 147
  • Dimensions: 14x10.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Level: Main

Den

  • Level: Lower
  • Area: 432
  • Dimensions: 24x18

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Features

  • Finished area below ground: 1,130
  • Finished area above ground: 1,270

Garage

  • Level: Lower
  • Area: 484
  • Dimensions: 22x22

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,810
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Utility Room

  • Level: Lower
  • Area: 141.75
  • Dimensions: 13.5x10.5

Walk In Closet

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01000333103
  • Zoning description: Residential-Single Family
  • Foundation area: 1270

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 3.58 Acres
  • Features: Corner Lot,Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: Irregular 3.58 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,171$26,052
Home Insurance *$284$3,408
Property Taxes $274$3,288
Electricity $202$2,429
Total$2,931$35,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,491/yr
40% on housing$87,930/yr
45% on housing$78,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 55398$186
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55398$200
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$429,500
2026-07-05Listed for sale$449,500
2024-02-27Sold$207,888
2019-08-08Listing removed$193,428
2019-08-07Price change$193,428
2019-08-05Price change$193,438
2019-08-03Price change$193,418
2019-07-24Price change$193,450
2019-07-23Price change$193,436
2019-07-21Price change$193,396
2019-07-19Price change$193,350
2019-07-15Price change$193,270
2019-07-13Price change$193,188
2019-07-11Price change$193,257
2019-07-08Price change$195,469
2019-07-04Price change$195,784
2019-07-02Price change$195,869
2019-06-29Price change$197,043
2019-06-28Price change$197,141
2019-06-26Price change$196,100
2019-06-19Price change$201,382
2019-06-18Price change$201,605
2019-06-15Price change$194,734
2019-06-13Price change$196,181
2019-06-10Price change$194,705
2014-04-14Sold$165,000
2013-02-12Sold$175,632
2007-09-28Sold$160,000
2000-09-11Sold$148,766
2000-04-24Sold$29,800

For Sale by Agent

AgentJohn Seekon
BrokerageJMDS Properties LLC

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