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640 Big Draft Rd, White Sulphur Springs, WV, 24986

4beds
2baths
1,856sqft
$320,000
$172price/sqft
$2,452/moest. monthly cost
$98,080/yrincome needed

About This Home

FAMILY COMPOUND! Multi-Unit Property, Two Houses in White Sulphur Springs -- Close to Downtown - This unique property features 2 separate homes on one spacious lot, with endless potential for multi-generational living, long or short-term rental income, a guest house or private office. The well-maintained primary home is a 4/2 with a covered front porch, eat-in kitchen, gas furnace with HVAC, & detached 2 car garage. Tucked behind the main house with its own private yard, the guest home is a partially renovated 2/2 with LVP flooring and a woodburning fireplace ready to comfort guests or use for income! A paved driveway, mature landscaping and oversized fenced yard offer privacy and space for everyone. Bonus! All within walking distance to the public pool, gym, track, park, & downtown.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

--
The Achievement CenterGrades PK-127.6 mi
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Luxury Vinyl Plank,Vinyl,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,856
  • Total interior livable area: 1,856 sqft

Property

Details

  • Parcel number: 114.6001 &114.6002
  • Zoning: No

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$357$4,284
Property Taxes $285$3,420
Electricity $192$2,307
Total$2,452$29,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,068/yr
40% on housing$73,560/yr
45% on housing$65,386/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 24986$439
Greenbrier County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 24986
Greenbrier County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$349,000
2026-03-25Listed for sale$369,999
2026-01-11Listing removed$369,999
2025-12-18Price change$369,999
2025-10-16Listed for sale$374,999
2025-09-29Listing removed--
2025-09-26Listed for sale$374,999
2021-05-03Sold$145,000

For Sale by Agent

AgentLisa J Boggs
BrokerageOld Spruce Realty

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