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119 Riverside Dr, New Cumberland, WV, 26047

3beds
3baths
3,411sqft
$469,900
$138price/sqft
$3,549/moest. monthly cost
$141,960/yrincome needed

About This Home

Welcome to peaceful country living in this beautifully crafted 2021 ranch home, perfectly situated on 2 private acres. Offering 3 bedrooms, 3 full bathrooms, and an attached 2-car garage, this exceptional home combines modern luxury with thoughtful design in a quiet, private setting. Step inside to an open-concept floor plan featuring soaring vaulted ceilings, a cozy wood-burning fireplace, and upscale finishes throughout. The stunning kitchen is the heart of the home, showcasing rich blue cabinetry, quartz countertops, stainless steel appliances, a spacious center island, and a walk-in pantry. Just off the kitchen, the conveniently located laundry room adds everyday functionality. The spacious primary suite serves as a private retreat, complete with a luxurious en-suite bath featuring an oversized tiled walk-in steam shower, dual vanity, and an expansive walk-in closet. The fully finished lower level is built for entertaining, offering a large recreation room with a wet bar, wine refrigerator, projection screen, and an incredible fiber optic starlight ceiling that creates the perfect setting for movie nights, watching the big game, or hosting family and friends. Outside, enjoy the peace and privacy of your picturesque 2-acre property, offering plenty of room to relax, play, or simply take in the surrounding nature. This move-in ready home offers the perfect balance of comfort, style, and entertainment in a tranquil country setting. Don't miss your opportunity to make this stunning property your own—call today to schedule your private tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Weir Middle SchoolGrades 5-83.2 mi
5/10
Weir High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bar
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 1,553
  • Finished area above ground: 1,858

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,411
  • Total interior livable area: 3,411 sqft

Property

Details

  • Parcel number: B34M 0042 0005 0000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.07 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$335$4,020
Property Taxes $485$5,820
Electricity $353$4,240
Total$3,549$42,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,680/yr
40% on housing$106,470/yr
45% on housing$94,640/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.5%
6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 26047$155
Hancock County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 26047$156
Hancock County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$469,900

For Sale by Agent

AgentSheena N Sellitti Dunham
BrokerageSellitti Realty, LLC

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