26 Summit Ln, Jay, NY, 12941
About This Home
Looking for the perfect Adirondack escape? This cozy and inviting home in Ausable Acres offers everything you need for a peaceful second home or weekend retreat—just minutes from the world-class skiing at Whiteface Mountain and the vibrant village of Lake Placid. Tucked away among mature trees and surrounded by abundant wildlife, this charming property provides the ideal setting for year-round adventure, outdoor recreation, and tranquil relaxation. Inside, you'll find a warm and welcoming open-concept living area centered around a wood stove—perfect for gathering after a day on the trails. The brand-new kitchen is ready for mountain meals and holiday feasts, while the main floor primary bedroom offers comfort and convenience. Upstairs, a spacious loft provides flexible space for guest accommodations, a quiet reading nook, or your home-away-from-home office. The home is nearly finished and simply awaits your personal touch—construction materials already on-site will remain, giving you a head start on making this retreat truly your own. Optional community amenities ($75/year) add even more value, including lake access with a picnic area, a playground, tennis and pickleball courts, and a network of hiking and cross-country ski trails. Whether you're enjoying your morning coffee on a crisp fall day, snowshoeing through a winter wonderland, or unwinding under the stars on a summer night, this home delivers the perfect blend of privacy, comfort, and convenience. Offered As-Is—don't miss the chance to own this hidden Adirondack gem!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2018
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Concrete,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Free-Standing Electric Range,Refrigerator,Washer
- Laundry features: Laundry Closet
Basement
- Has basement: Yes
- Basement: Concrete
Bathroom
- Level: First
- Area: 81
- Dimensions: 9 x 9
Bedroom1
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Cathedral Ceiling(s)
- Door features: Sliding Doors
- Window features: Insulated Windows,Screens
- Flooring: Concrete,Laminate
- Finished area below ground: 0
- Finished area above ground: 992
Great Room
- Level: First
- Area: 264
- Dimensions: 24 x 11
Heating & Cooling
- Heating features: Propane,Wood
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total structure area: 992
- Total interior livable area: 992 sqft
Kitchen
- Level: First
- Area: 154
- Dimensions: 14 x 11
Laundry
- Level: First
- Area: 30
- Dimensions: 6 x 5
Loft
- Level: Second
- Area: 204
- Dimensions: 17 x 12
Office
- Level: Second
- Area: 98
- Dimensions: 14 x 7
Property
Details
- Parcel number: 17.31312.000
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Forest,Neighborhood
- Topography of land: Rolling
Lot
- Lot size: 1.40 Acres
- Features: Few Trees,Native Plants,Rolling Slope,Wooded
Parking
- Parking features: Private,Shared Driveway,Unpaved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Essex County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $421 | $5,052 |
| Electricity | $246 | $2,954 |
| Total | $2,715 | $32,580 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-08 | Listed for sale | $399,000 |
| 2010-02-10 | Sold | $15,000 |
View on Zillow