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22 Lexington Avenue, Gloversville, NY, 12078

7beds
2baths
2,184sqft
$224,999
$103price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

Investor's dream in Gloversville, NY! This multi-family property features two buildings on one lot. The main house offers 3 bedrooms, 1.5 baths, and immeasurable charm. The duplex provides additional rental income or other potential: the first-floor unit has 3 bedrooms and 1 bath, while the second-floor unit offers 1 bedroom and 1 bath. Each unit has its own separate utilities for ease of management. Located in a convenient area close to local amenities. Don't miss out on this versatile, income-producing property!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
Park Terrace SchoolGrades PK-20.5 mi
2/10
3/10
Gloversville High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1885

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional,Other
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Partial

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl,Carpet,Hardwood
  • Finished area below ground: 500
  • Finished area above ground: 2,184

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Details

  • Parcel number: 170500 149.9428
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch,Enclosed
  • Exterior features: None
  • Fencing: Back Yard

Lot

  • Lot size: 3,920 sqft
  • Features: Level,Road Frontage

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$110$1,320
Property Taxes $303$3,636
Electricity $360$4,331
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 12078$111
Fulton County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 12078$143
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Listing removed$1,200
2026-02-19Listed for sale$224,999
2026-02-17Price change$1,200
2025-08-13Listing removed$224,999
2025-08-13Listed for rent$1,750
2025-07-14Price change$224,999
2025-06-30Price change$234,999
2025-06-18Price change$244,999
2025-06-03Price change$249,999
2025-04-07Price change$254,999
2025-03-03Listing removed$2,250
2024-11-07Listed for rent$2,250
2024-10-30Price change$260,000
2024-09-26Listed for sale$269,900
2022-04-30Listing removed--
2022-04-19Listed for rent$2,250

For Sale by Agent

AgentMatthew H Janke
BrokerageAdvanced Property Management

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