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194 Sunrise Drive, Mayfield, NY, 12078

5beds
3baths
3,288sqft
$749,000
$228price/sqft
$5,708/moest. monthly cost
$228,320/yrincome needed

About This Home

Welcome to your dream lakeside escape! This exceptional 3,200 square foot custom Colonial seamlessly blends timeless elegance with modern comfort; all set on a secluded 3.7 acre corner lot with 800 feet of beach access to the sought after Great Sacandaga Lake. Boasting 5 spacious bedrooms and 3 full bathrooms, this thoughtfully designed home offers the perfect balance of everyday functionality and refined living. The open concept floor plan invites you in with beautiful hardwood floors and exquisite custom wood accents that add warmth and character throughout. At the heart of the home is a show stopping chef's kitchen. Featuring a 36-inch double oven, expansive workspace, walk in pantry, and a convenient beverage refrigerator, this kitchen is as functional as it is beautiful. Ideal for entertaining and everyday living. The main level includes two bedrooms, including a larger bedroom with an adjoining bathroom. Perfect for guests, extended family, or flexible single level living. Additional interior highlights include a home office space and a fully equipped home gym space, offering versatility for today's lifestyle needs. As part of a neighborhood community, you'll enjoy 800 feet of shared sandy beach access along the shores of the Great Sacandaga Lake, perfect for swimming, relaxing, or soaking in breathtaking views. This property also includes a 26' boat slip, with docks maintained by the neighborhood dock association ($300 Annual Fee), making lake life effortless and enjoyable. Outdoors you will enjoy a stamped concrete front walkway leading to a large front porch and a backyard concrete patio that leads to a dedicated firepit area. Completing the home is a two-car garage and ample outdoor space across the expansive 3-acre lot, a 1900 square foot basement with walk out access ready to be finished for even more living space. Whether you're looking for a year-round residence or a vacation retreat, this extraordinary property offers it all. Agent is owner

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Oven,Electric Water Heater,ENERGY STAR Qualified Appliances,Freezer,Humidifier,Microwave,Range Hood,Refrigerator,Water Purifier,Water Softener
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Heated,Interior Entry,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Built-in Features,Cathedral Ceiling(s),Ceramic Tile Bath,Kitchen Island
  • Door features: ENERGY STAR Qualified Doors,Sliding Doors
  • Window features: Screens,Shutters,Wood Frames,Blinds,Curtain Rods,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Vinyl,Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,288

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,288
  • Total interior livable area: 3,288 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 173089 120.836.5
  • Zoning description: Single Residence
  • Special condition: No Disclosures,Standard
  • Other equipment: Fuel Tank(s)

Features

  • Patio & porch: Front Porch,Patio
  • Exterior features: Other,Lighting,Dock
  • Fencing: None
  • Waterfront features: Lake/River Across Rd,Deeded Water Access
  • Waterbody name: Great Sacandaga Lake

Lot

  • Lot size: 3.70 Acres
  • Features: Level,Road Frontage,Wooded,Cleared,Corner Lot,Landscaped

Parking

  • Total spaces: 11
  • Parking features: Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$367$4,404
Property Taxes $1,011$12,132
Electricity $543$6,520
Total$5,708$68,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,702/yr
40% on housing$171,240/yr
45% on housing$152,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 12078$108
Fulton County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 12078$143
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$749,000
2026-06-05Price change$779,000
2026-05-29Listed for sale$825,000
2022-03-18Sold$487,500
2021-11-27Pending sale$680,000
2021-09-10Listed for sale$680,000
2020-12-27Listing removed--
2020-09-18Price change$399,900
2020-06-13Listed for sale$424,977
2016-05-05Sold$27,500
2009-11-06Sold$19,000
2008-05-16Sold$39,500
2007-10-01Sold$35,000
2006-09-20Sold$20,750
2004-11-30Sold$18,000
2003-10-02Sold$17,400

For Sale by Agent

AgentRobert Carter
BrokerageHoward Hanna Capital Inc

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