118 Main St, Mount Morris, NY, 14510
About This Home
Mixed-use property featuring a commercial space on the first floor and a 3-4 bedroom apartment on the second floor. The first-floor commercial tenant occupies the space one day per week (Tuesdays) under a lease through 3/31/27 and would like to remain if possible. The commercial space includes a nice waiting room, multiple offices, storage areas, kitchen/break room, bathroom, and handicap-accessible entrance. Recent updates include fresh paint, new flooring, new plumbing, new ductwork, new sewer lines to road, exterior paint, new garage rood, and new condenser motors for both heating/AC units. The second-floor apartment offers a spacious eat-in kitchen with pantry, office and recent updates including new flooring, paint, carpeting and refrigerator. The upstairs unit is currently vacant, offering flexibility for owner occupancy or rental. Separate utilities for each unit.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1948
Materials
- Foundation: Block,Stone
- Roof: Asphalt,Rolled/Hot Mop
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Fiber Cement,Other,Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Common Area,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Cedar Closet(s),Storage,Natural Woodwork,Window Treatments
- Window features: Drapes
- Flooring: Hardwood,Laminate,Luxury Vinyl,Resilient,Tile,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,832
- Total interior livable area: 2,832 sqft
Property
Accessibility
- Accessibility features: Accessible Doors
Details
- Parcel number: 24360110601900020210000000
- Zoning description: Commercial
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
Lot
- Lot size: 4,870 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 45 x 107
Parking
- Total spaces: 1
- Parking features: Two or More Spaces,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Livingston County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $305 | $3,660 |
| Electricity | $468 | $5,616 |
| Total | $1,836 | $22,032 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $179,000 |
| 2026-07-27 | Price change | $189,000 |
| 2026-07-21 | Price change | $195,000 |
| 2026-07-19 | Price change | $209,000 |
| 2026-07-17 | Price change | $220,000 |
| 2026-07-14 | Price change | $224,900 |
| 2026-07-09 | Price change | $229,900 |
| 2026-07-08 | Price change | $234,736 |
| 2026-07-01 | Listed for sale | $239,036 |
| 2023-08-16 | Sold | $74,000 |
| 2023-05-23 | Pending sale | $99,000 |
| 2022-12-08 | Price change | $99,000 |
| 2022-10-17 | Price change | $109,000 |
| 2022-08-26 | Listed for sale | $125,000 |
| 2022-08-03 | Listing removed | -- |
| 2022-07-28 | Listed for sale | $150,000 |
| 2022-07-11 | Contingent | $174,900 |
| 2022-06-14 | Listed for sale | $174,900 |
View on Zillow