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36 E Main St, Amsterdam, NY, 12010

4beds
2baths
4,800sqft
$175,000
$36price/sqft
$2,071/moest. monthly cost
$82,840/yrincome needed

About This Home

3 story brick multi family attached. Store first floor 1600 sq ft, second floor 7 room apartment 1600 sq ft, third floor 1600 sq ft ballroom.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
2/10
Amsterdam High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1866

Materials

  • Foundation: Piers

Type & Style

  • Home type: MultiFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Flooring: Concrete

Interior Area

  • Total interior livable area: 4,800 sqft

Property

Details

  • Parcel number: 2701005535142

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,600 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$81$972
Property Taxes $313$3,756
Electricity $793$9,518
Total$2,071$24,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,005/yr
40% on housing$62,130/yr
45% on housing$55,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$147
Montgomery County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$175,000
2026-07-27Listing removed$1,000
2026-04-11Listed for rent$1,000
2026-03-29Listing removed$1,000
2026-03-22Listed for rent$1,000
2025-10-10Price change$159,900
2024-10-21Price change$265,000
2024-07-30Price change$314,950
2024-05-03Listed for sale$315,000
2006-06-23Sold$30,000

For Sale by Owner

AgentProperty Owner

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