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111 W Main St, Canajoharie, NY, 13317

3beds
2baths
1,942sqft
$105,000
$54price/sqft
$1,104/moest. monthly cost
$44,160/yrincome needed

About This Home

TAKE NOTICE OF THIS PROPERTY --Just across the way from a New State of the Art- Recreation Vacility- (Such EZ access for your excerise programs). A charming late 1800's Brick- 2 Story building is very suitable as a residence or Commercial property. Located in the Historical Village of Canajoharie in Central Mohawk Valley within walking distance to the Erie Canal this home is within a couple minutes of the NYS Thruway ( I-90) Exit 29. Within an hour of the Capital District, Saratoga, Cooperstown, or the Adirondack Mts. The home is ready for restoration to your liking and needs. There has been a number of updates- Electrical ( there are 2- 200 Amp. Electrical Boxes)- New Hot Water Heater-New Steel heating ducts have been run- New Replacement windows-New Entrance Door- Old plaster has been removed. New Sheetrock has been installed -Wide Board Floors- First floor features - Large 19 x 29' Main Room- Office or Den Area Kitchen area-Covered Porch- Upstairs has 3 Bedrooms- 2 Baths- The Limestone Basement is in great condition- Full Black-top circular Driveway and parking area. Lot is 62' x 114'. The property is in a Commercial/Residential area and can be used as a Multi-purpose home. Your imagination is the only limits of what this property can be best used for. A "MUST SEE" to appreciate ! Recent Price Reduction!!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
East Hill SchoolGrades PK-50.8 mi
6/10
6/10

Construction

Condition

  • Year built: 1850

Materials

  • Construction materials: Brick Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Finished area above ground: 1,942

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 1,942 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 63.63159
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch
  • Frontage length: 0

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$66$792
Property Taxes $188$2,256
Electricity $320$3,851
Total$1,104$13,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,851/yr
40% on housing$33,120/yr
45% on housing$29,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 13317$103
Montgomery County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 13317$122
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$128,000
2026-03-07Price change$135,000
2025-10-28Price change$127,600
2025-06-12Price change$127,500
2025-04-21Price change$137,500
2025-04-02Price change$135,000
2025-03-17Listed for sale$130,000
2024-11-09Listing removed$130,000
2024-07-23Price change$135,000
2024-07-15Price change$150,000
2023-01-13Listed for sale$137,500
2023-01-02Listing removed--
2022-08-31Price change$135,000
2022-08-10Price change$165,000
2022-04-15Listed for sale$180,000
2022-04-06Listing removed--
2021-10-31Listed for sale$180,000
2021-04-21Listing removed--
2020-10-07Price change$87,500
2020-08-19Price change$90,000
2020-07-27Price change$99,000
2020-07-14Price change$105,000
2020-04-20Price change$109,000
2019-06-17Price change$115,000
2019-03-13Listed for sale$125,000
2014-03-21Sold$55,000
2006-11-16Sold$32,000

For Sale by Agent

AgentLinda Russell
BrokerageVALLEY VIEW REALTY

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