7 Division St, Fort Plain, NY, 13339
About This Home
Investor special with strong income potential! Opportunity to renovate and reposition this mixed-use/multi-unit property in the Village of Fort Plain. Property features a 2-bedroom apartment plus an additional studio-style unit, offering the potential for dual rental income. Separate living spaces, public utilities, off-street parking, and a convenient location near downtown amenities add to the long-term upside. Property will require repairs and updates, making it ideal for investors, flippers, or buyers looking to build equity and add value. Sold as-is, where-is. Cash or renovation-style financing may be best suited for this property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1950
Materials
- Roof: Flat
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Mixed Use
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Laminate,Tile,Varies,Vinyl
Heating
- Heating features: Electric,Baseboard
Interior Area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
Property
Details
- Parcel number: 46.46336
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1,296 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 24 x 54
Parking
- Parking features: Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $177 | $2,124 |
| Electricity | $246 | $2,954 |
| Total | $995 | $11,940 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-21 | Listed for sale | $99,000 |
| 2025-08-21 | Listing removed | $1,100 |
| 2025-05-21 | Price change | $1,100 |
| 2025-05-03 | Listed for rent | $995 |
| 2022-08-24 | Listing removed | -- |
| 2022-06-22 | Pending sale | $89,000 |
| 2022-05-13 | Listing removed | -- |
| 2022-03-15 | Contingent | $89,000 |
| 2021-05-13 | Listed for sale | $89,000 |
| 1996-07-01 | Sold | $3,000 |
For Sale by Agent
View on Zillow