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202 Market Street, Amsterdam, NY, 12010

4beds
3baths
2,528sqft
$249,999
$99price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Beautiful four-bedroom center hall colonial on a corner lot. Immaculate well-maintained woodwork, hardwood floors. formal dining room, large spacious living room, with a first-floor study. Five-year-old roof, newly blown in insulation, new basement windows. The entire exterior was recently painted. Third floor has a family room/game room. Over 2,500 square feet of living space. A must-see property.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • High Speed Internet,Eat-in Kitchen,Built-in Features
  • Window features: Wood Frames
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,528

Full Bathroom

  • Level: Second

Game Room

  • Level: Third

Half Bathroom

  • Level: First

Half Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Other,Hot Water,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 2,528
  • Total interior livable area: 2,528 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 270100 39.16324 01
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.25 Acres
  • Features: Cleared,Corner Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$116$1,392
Property Taxes $447$5,364
Electricity $417$5,013
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$146
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$262,500
2026-03-27Listing removed$275,000
2026-03-27Listed for sale$275,000
2026-02-19Pending sale$275,000
2025-11-13Listed for sale$275,000

For Sale by Agent

AgentBob Vassi
BrokerageVassi Realty

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