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1 Gracie Ter APT 6K, New York, NY, 10028

1beds
1baths
0sqft
$499,000
--price/sqft
$3,170/moest. monthly cost
$126,800/yrincome needed

About This Home

This charming one-bedroom residence offers a distinctive layout with north and west exposures, providing great natural light throughout the day. A gracious entry foyer opens into a generously sized living room, ideal for both comfortable living and entertaining. Residence #6K also features a cozy bedroom, a classic galley kitchen, abundant closet space and a generous dressing area adjacent to the bathroom.  Set within a distinguished, full-service cooperative, One Gracie Terrace offers a rare blend of elegance, flexibility, and convenience. The pet-friendly building boasts excellent financials and allows co-purchasing, pied-à-terre ownership, in-unit washer/dryer subject to board approval.Residents enjoy an impressive range of amenities, including a 24-hour doorman and live-in resident manager, a serene courtyard retreat, and fully outfitted fitness center on the lobby level. Additional conveniences include a garage with direct building access, private storage cages (subject to availability), bike storage and basement laundry facilities.  Ideally located on a cul-de-sac just steps from the East River Promenade and Carl Schurz Park, One Gracie Terrace offers easy access to the FDR Drive, the Second Avenue Q train, crosstown bus service and the East River Ferry, making this a peaceful yet highly convenient Upper East Side address.

Getting Around

92
WalkingWalker's Paradise
100
TransitRider's Paradise
78
BikeVery Bikeable

Schools

8/10
P.S. 158 Baylard TaylorGrades PK-50.3 mi
8/10
Jhs 167 Robert F WagnerGrades 6-80.6 mi
9/10

Construction

Condition

  • Year built: 1953

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 01590000710513816K
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$106$1,272
Property Taxes $295$3,540
Electricity $246$2,954
Total$3,170$38,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,685/yr
40% on housing$95,100/yr
45% on housing$84,533/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,845
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$525,000
2026-02-19Price change$549,000
2026-01-25Listed for sale$575,000
2016-12-22Sold$400,000

For Sale by Agent

AgentJohn Gomes
BrokerageDouglas Elliman

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