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9808 Ritter Rd, Oklahoma City, OK, 73162

5beds
4baths
3,320sqft
$440,000
$133price/sqft
$3,453/moest. monthly cost
$138,120/yrincome needed

About This Home

Beautiful 5 bed, 3.5 bath home with no HOA nestled among mature trees and a spacious backyard with a view of the lake without the cost of lake improvements. This home features large pantry, generous living spaces and a cozy fireplace for relaxing evenings. The remodeled primary bath feels like a retreat, complete with oversized walk-in closets and LED lighting. Plantation shutters add charm to the front of the home, while thoughtful upgrades include 2 new hot water tanks, central vacuum, built-in stereo and security alarm. Kitchen has Quartz counter with new hardware. This property has a floor safe, central vac and 2 living areas. Plenty of room to enjoy both indoor and outdoor living in a peaceful setting with privacy and space to spare.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

3/10
6/10
Hefner Middle SchoolGrades 6-81.0 mi
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Masonry Vaneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Built-In Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Combination
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,320
  • Total interior livable area: 3,320 sqft

Property

Details

  • Parcel number: 9808NONERitter73162
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Wood

Lot

  • Lot size: 0.41 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters in Oklahoma County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $646$7,752
Property Taxes $337$4,044
Electricity $246$2,963
Total$3,453$41,436

Income You'd Need if You Spent...

35% on housing$118,388/yr
40% on housing$103,590/yr
45% on housing$92,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 73162$128
Oklahoma County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 73162$126
Oklahoma County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$439,500
2026-08-05Price change$439,000
2026-06-27Price change$440,000
2026-05-22Price change$485,000
2026-05-11Listed for sale$515,000

For Sale by Agent

AgentJudith Crutchfield
BrokerageSalt Real Estate Inc

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