5182 45th Ave SE, Saint Cloud, MN, 56304
About This Home
Here is that Country home you have been waiting for... Sitting quietly on a lovely 2.5 acres!! Nice bright kitchen with lots of cabinetry and a handy main floor laundry. Enjoy a gorgeous 4 season room with a fireplace! There are 3 nice-sized main floor bedrooms ( bedroom #4 with adding egress window) The basement is a 'clean slate' for you to create your own finishes...or just a great space for storage! There is an efficient geothermal heat/cooling system...plus propane gas! The outbuildings offer tons of value and options for hobbies and storage for toys! The steel shed is 30x50x12 with overhead doors. There is also a 24 x 36 pole building with a shop. Further there is a garden shed/little barn that is 12x20. Relax on the 7 x20 deck or grill your favorite meal on the 20x24 patio! Properties like this do not become available often!! easy access to Hwy 10! Enjoy this peaceful setting with so many options for your lifestyle!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Freezer,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Storage Space,Unfinished
Bedroom
- Level: Main
- Area: 147.2
- Dimensions: 11.5x12.8
Bedroom2
- Level: Main
- Area: 172.8
- Dimensions: 12.8x13.5
Bedroom3
- Level: Main
- Area: 82.901
- Dimensions: 9.10x9.11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 96.32
- Dimensions: 8.6x11.2
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,568
Heating & Cooling
- Heating features: Forced Air,Geothermal
- Cooling features: Geothermal
Interior Area
- Total structure area: 2,668
- Total interior livable area: 1,568 sqft
Kitchen
- Level: Main
- Area: 114.433
- Dimensions: 10.3x11.11
Laundry
- Level: Main
- Area: 53.2
- Dimensions: 5.6x9.5
Living Room
- Level: Main
- Area: 272
- Dimensions: 13.6x20
Other
- Level: Main
- Area: 273.54
- Dimensions: 14.10x19.4
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 25000281300
- Zoning description: Residential-Single Family
- Foundation area: 1100
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Porch
Lot
- Lot size: 2.50 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 250 x 434
Parking
- Total spaces: 6
- Parking features: Attached,Heated Garage,Insulated Garage,Multiple Garages
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Lightning
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $268 | $3,216 |
| Electricity | $170 | $2,050 |
| Total | $2,871 | $34,452 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $418,900 |
| 2026-06-26 | Listed for sale | $424,900 |
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