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3195 Plato Way, North Pole, AK, 99705

2beds
1baths
900sqft
$140,000
$156price/sqft
$1,259/moest. monthly cost
$50,360/yrincome needed

About This Home

The Main house’s Exterior is finished, 2 bedrooms, 1 bathroom, the interior is approximately 80% finished (mostly needs Sheetrock walling). Water is hooked up hooked up to a 200 gallon holding tank, but can also had a private well 20 feet from the house. The house is livable. Electric by GVEA averaging $100-200 month. There is a balcony to the front door. The main house can be heated by Toyo stove and has a 300 gallon fuel tank outside on a stand total acreage 1.46. Selling as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
6/10
North Pole Middle SchoolGrades 6-82.5 mi
3/10
North Pole High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Freezer,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Softwood,Tile

Heating & Cooling

  • Heating features: Stove,Oil
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 279544

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1.46 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Wildfire
Lightning

FEMA Declared Disasters in Fairbanks North Star Borough and Alaska

Fire
Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance $57$684
Property Taxes $177$2,124
Electricity $318$3,820
Total$1,259$15,108

Income You'd Need if You Spent...

35% on housing$43,165/yr
40% on housing$37,770/yr
45% on housing$33,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 99705$153
Fairbanks North Star Borough$141

vs Homes Sold Last Month

Median $/sqft

ZIP 99705$220
Fairbanks North Star Borough$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$140,000
2025-05-24Listing removed--
2025-05-12Price change$120,000
2025-05-08Price change$140,000
2025-02-24Listed for sale$145,000

For Sale by Owner

AgentProperty Owner

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