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3443 Rosie Creek Rd, Fairbanks, AK, 99709

2beds
1baths
928sqft
$194,900
$210price/sqft
$1,588/moest. monthly cost
$63,520/yrincome needed

About This Home

Charming starter home with a warm, natural feel and an inviting open floor concept. The kitchen opens to the living room, creating a comfortable space for daily living and entertaining. Inside, you’ll find hardwood floors, large windows for great natural light, and a wood stove to help with winter heating costs. Outside, enjoy front and back decks, a wood shed, a beautifully manicured lot, and a large detached 2-car garage. Tucked just off Chena Pump Road, this property offers privacy, a peaceful wooded setting, and opportunities to enjoy the northern lights, all with a convenient commute to town. This home sale is as-is and subject to short sale approval.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Ryan Middle SchoolGrades 6-88.3 mi
6/10
West Valley High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: 31 + yrs
  • Year built: 1976

Materials

  • Foundation: Post on Pad
  • Roof: Metal
  • Construction materials: Cedar,2x6

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Thermal Pane,Blinds,Curtain Rods,Drapes

Heating

  • Heating features: Wood Stove,Monitor/Toyo,Hot Water

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Property

Details

  • Parcel number: 0330621
  • Zoning: N/A
  • Zoning description: Rural Estate Districts-2
  • Special condition: Short Sale

Features

  • Patio & porch: Deck/Patio
  • Exterior features: Lawn,Natural

Lot

  • Lot size: 1.80 Acres

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Detached/HTD
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Wildfire
Landslide
Lightning

FEMA Declared Disasters in Fairbanks North Star Borough and Alaska

Fire
Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance $67$804
Property Taxes $218$2,616
Electricity $318$3,820
Total$1,588$19,056

Income You'd Need if You Spent...

35% on housing$54,445/yr
40% on housing$47,640/yr
45% on housing$42,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 99709$141
Fairbanks North Star Borough$141

vs Homes Sold Last Month

Median $/sqft

ZIP 99709$192
Fairbanks North Star Borough$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$269,900
2026-04-18Price change$275,000
2026-03-31Listed for sale$280,000
2023-09-20Sold--
2023-08-07Pending sale$234,900
2023-08-03Listed for sale$234,900
2023-07-25Listing removed--
2023-07-02Listed for sale$225,000
2016-08-30Sold--

For Sale by Agent

AgentJustin Heminger
BrokerageREAL BROKER, LLC

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