




26991 140th St NW, Zimmerman, MN, 55398
About This Home
Set on over 4 beautiful acres overlooking water, this custom-built, modified two-story offers the privacy, space, and peaceful setting we are all searching for, all while staying conveniently close to Zimmerman amenities and Highway 169 access. Extremely well maintained with thoughtful updates throughout, this 4-bedroom, 4-bath home is a nature lover’s dream with wide-open space, no neighbors directly behind, and a private backyard filled with scenic water views and wildlife. Step inside to a bright, welcoming layout filled with natural light. The main level offers the convenience of one-level living, including the owner’s suite with walk-in closet and private ensuite bath. The living room features a cozy gas fireplace and flows nicely into the spacious kitchen, complete with abundant cabinetry, generous counter space, a large center island, and a wall of windows above the sink overlooking the backyard and pond. Upstairs, you’ll find three additional bedrooms and a full bathroom, creating flexible space for family, guests, home offices, or hobbies. The walkout lower level includes a finished bathroom and is roughed in and ready for future finishing, offering endless potential for a family room, theater, workout space, game room, or additional entertaining area. Major updates include recently updated HVAC, newer roof, gutter helmets, Kinetico water treatment system, and reverse osmosis. The large insulated and heated garage adds everyday function and storage. Outside, the two-tier deck is the perfect place to enjoy morning coffee, evening sunsets, summer gatherings, and peaceful views over the pond and private backyard. Professionally landscaped. A rare acreage setting with water views, privacy, space, and convenience, this is a must-see home.
Getting Around
Schools
Construction
Condition
- Year built: 1997
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Water Filtration System,Water Osmosis System,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Full,Unfinished,Walk-Out Access
Bathroom
- Level: Lower
- Area: 54
- Dimensions: 6x9
Bedroom
- Level: Main
- Area: 240
- Dimensions: 16x15
Bedroom2
- Level: Upper
- Area: 208
- Dimensions: 16x13
Bedroom3
- Level: Upper
- Area: 154
- Dimensions: 11x14
Bedroom4
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 182
- Dimensions: 13x14
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 81
- Finished area above ground: 2,122
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,529
- Total interior livable area: 2,203 sqft
Kitchen
- Level: Main
- Area: 266
- Dimensions: 19x14
Living Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 30004300226
- Zoning description: Residential-Single Family
- Foundation area: 1407
Features
- Levels: Modified Two Story
- Stories: 2
- Patio & porch: Deck
- Fencing: Partial
Lot
- Lot size: 4.39 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 215 x 1315 x 100 x 1225
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,437 | $41,244 |
| Home Insurance * | $449 | $5,388 |
| Property Taxes | $609 | $7,308 |
| Electricity | $185 | $2,229 |
| Total | $4,680 | $56,160 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $679,900 |
| 1997-05-16 | Sold | $28,900 |
