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85 N Sugar St, Chillicothe, OH, 45601

2beds
1baths
1,054sqft
$90,000
$85price/sqft
$776/moest. monthly cost
$31,040/yrincome needed

About This Home

Step into timeless character with this beautifully renovated German brick home that blends classic charm with modern updates. Featuring 2 bedrooms and 1 full bath, this home offers a warm and inviting layout perfect for comfortable living. You'll love the decorative fireplace that adds a cozy focal point to the living room, while the bathroom showcases stunning exposed brick, giving the space a unique, rustic touch you won't find just anywhere.. Enjoy the convenience of alley access, offering added parking flexibility and ease of entry. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home checks all the boxes. Don't miss your chance to own a piece of charm with today's comforts—schedule your showing today!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

7/10
4/10
Chillicothe High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Single Pane
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,054
  • Total interior livable area: 1,054 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 305423010000

Features

  • Levels: One
  • Patio & porch: Porch

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$56$672
Property Taxes $72$864
Electricity $193$2,320
Total$776$9,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,605/yr
40% on housing$23,280/yr
45% on housing$20,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 45601$131
Ross County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 45601$137
Ross County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMark Cenci
BrokerageERA Martin & Associates (C)

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